Monmouth County and Rumson Borough property record for 25 Ridge Rd, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,918 sqft · built 1907 |
| Lot Size | 0.429 acres (18,669 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $865,501 (Jun 2019) |
| Tax Bill | $13,068 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00100-0000-00014 |
| Primary APN | 41-00100-0000-00014 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,918 sqft Living Area |
| 1st Floor Area | 1,881 sqft |
| Upper Floors Area | 962 sqft |
| Basement Area | 962 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1907 |
|---|---|
| Effective Year Built | Effective 1907 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 18,669 sqft (0.429 acres) |
| Lot Width | 125 ft Width |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Sewer | Connected |
| Account Number | 182100 |
|---|---|
| Street Address | 25 RIDGE RD |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MU0 |
| Legal Subdivision | BOROUGH/RUMSON |
| Legal Block | 100 |
| Legal Lot Number | 14 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 803900 |
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 25 RIDGE RD, RUMSON, NJ 07760-1906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 4, 2020 | Deed of Trust, Mortgage · Conventional with PMI HOMEBRIDGE FIN'L SVCS INC |
| Jun 19, 2019 | Grant Deed, Transfer HOMEBRIDGE FIN'L SVCS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2019 · Amount on Record |
| Deed Sale | Jun 19, 2019 · Amount on Record |
| Deed Document Number | 201954378 |
| Deed Book / Page | 9353 / 8937 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 25 RIDGE RD, RUMSON, NJ 07760-1906 |
| Document Number | 0000145157 |
| Instrument Date | Dec 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2021 |
| Title Company | GREEN LABEL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 25 RIDGE RD RUMSON NJ 077601906, RUMSON, NJ 07760-1906 |
| Document Number | 0000145157 |
|---|---|
| Date | Dec 4, 2020 |
| Book Page | 009462/003699 |
| Instrument | 145157 |
| Name | HOMEBRIDGE FIN'L SVCS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 3, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jun 19, 2019 |
| Property Address | 25 RIDGE RD, RUMSON, NJ 07760-1906 |
| Document Number | 0000054378 |
| Book / Page | 009353 / 008937 |
| Instrument Date | May 23, 2019 |
| Instrument | 54378 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2019 |
| Title Company | RMS TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $865.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 25 RIDGE RD RUMSON NJ 077601906, RUMSON, NJ 07760-1906 |
| Document Number | 54379 |
|---|---|
| Date | Jun 19, 2019 |
| Book Page | 009353/008965 |
| Instrument | 54379 |
| Name | HOMEBRIDGE FIN'L SVCS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 18, 2049 |
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,385,800 (+11.24%) Land $1,206,700 Building $179,100 | $1,385,800 (+11.24%) Land $1,206,700 Building $179,100 | |
| 2025 | $13,068.00 (+2.55%) | $1,245,800 (+13.15%) Land $1,093,400 Building $152,400 | $1,245,800 (+13.15%) Land $1,093,400 Building $152,400 |
| 2024 | $12,743.00 (+1.59%) | ||
| 2023 | $1,101,000 Land $975,300 Building $125,700 | $1,101,000 Land $975,300 Building $125,700 | |
| 2022 | $12,543.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 67 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 67 in force |
| Nearby Flood Claims | 111 (1984–2022) |
| Claims Outside the SFHA | 24 of 111 |
| Most Recent Claim | Nov 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures