Monmouth County and Rumson Borough property record for 32 Ridge Rd, Rumson, NJ 07760 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1902 |
| Square Footage | 1,336 sqft Living Area |
| Lot Size | 6,551 sqft (0.15 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,112,500 (2022) |
| Tax Bill | $13,599.00 (2025) |
| Primary APN | 41-00062-0000-00025 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,336 sqft Living Area |
| 1st Floor | 728 sqft 1st Floor |
| Upper Floors | 608 sqft Upper Floors |
| Basement Area | 192 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1902 |
|---|---|
| Effective Year Built | Effective 1902 |
| Architectural Style | Colonial Style |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 6,551 sqft (0.15 acres) |
| Depth X Width | 131 ft x 50 ft Depth x Width |
| Garage Type | Detached Garage |
| Garage Area | 180 sqft Garage |
| Deck Area | 204 sqft Deck |
| Porch | Open Porch |
| Heating System | Hot Water Heating |
|---|---|
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 114200 |
|---|---|
| Street Address | 32 RIDGE RD |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1830 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | WM STRONG/RUMSON NECK |
| Legal Block | 62 |
| Legal Lot Number | 25 |
| Jurisdiction | MONMOUTH NJ |
| Minor Civil Division | RUMSON |
| Census Blockgroup | 1 |
| Census Block | 1014 |
| Census Tract | 803900 |
Source: Monmouth County and Rumson Borough records · APN 41-00062-0000-00025
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 32 RIDGE RD, RUMSON, NJ 07760-1830 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Sep 16, 2021 | Deed of Trust, Mortgage · Line of Credit GTE FCU |
| Jun 06, 2022 | Deed, Transfer · Conventional Mortgage OCEANFIRST BANK |
| Oct 22, 2020 | Deed of Trust, Mortgage CARDINAL FIN'L |
| Sep 09, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FINANCE OF AMERICA MTG |
| May 10, 2019 | Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage FINANCE OF AMERICA MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 06, 2022 · Amount on Record |
| Deed Sale | Jun 06, 2022 · Amount on Record |
| Prior Sale | May 10, 2019 · Amount on Record |
| Deed Doc Number | 202259801 |
| Deed Book / Page | 9598 / 8167 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 32 RIDGE RD, RUMSON, NJ 07760-1830 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL |
| Name | Verified Name |
|---|
| Document Number | 0095357163 |
|---|---|
| Date | Aug 16, 2021 |
| Book Page | 9535/7163 |
| Instrument | 2021124095 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 32 RIDGE RD, RUMSON, NJ 07760-1830 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL |
| Name | Verified Name |
|---|---|
| Address | 32 RIDGE RAOD, RUMSON, NJ 07760-1830 |
| Document Number | 0095439241 |
|---|---|
| Date | Sep 16, 2021 |
| Book Page | 9543/9241 |
| Instrument | 2021139372 |
| Name | GTE FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jun 06, 2022 |
| Property Address | 32 RIDGE RD, RUMSON, NJ 07760-1830 |
| Document Number | 0095988167 |
| Book / Page | 9598 / 8167 |
| Instrument Date | May 05, 2022 |
| Instrument | 2022059801 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | HERITAGE ABSTRACT COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $22,061.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 438 ALCAZAR AVE, 438, CORAL GABLES, FL 33134-4202 |
| Name | Verified Name |
|---|---|
| Address | 32 RIDGE RD, RUMSON, NJ 07760-1830 |
| Document Number | 2022059802 |
|---|---|
| Date | Jun 06, 2022 |
| Instrument | 2022059802 |
| Name | OCEANFIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 32 RIDGE RD, RUMSON, NJ 07760-1830 |
| Document Number | 0000130400 |
| Instrument Date | Oct 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2020 |
| Title Company | TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABS TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 32 RIDGE RD RUMSON NJ 077601830, RUMSON, NJ 07760-1830 |
| Document Number | 0000130400 |
|---|---|
| Date | Nov 05, 2020 |
| Book Page | 009454/007809 |
| Instrument | 130400 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 04, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 32 RIDGE RD, RUMSON, NJ 07760-1830 |
| Document Number | 0000092227 |
| Instrument Date | Sep 09, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2019 |
| Title Company | TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABS TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 32 RIDGE RD RUMSON NJ 077601830, RUMSON, NJ 07760-1830 |
| Document Number | 0000092227 |
|---|---|
| Date | Oct 02, 2019 |
| Book Page | 009371/006944 |
| Instrument | 92227 |
| Name | FINANCE OF AMERICA MTG |
|---|---|
| Address | HORSHAM, PA 19044 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | May 10, 2019 |
| Property Address | 32 RIDGE RD, RUMSON, NJ 07760-1830 |
| Document Number | 0000041286 |
| Book / Page | 009347 / 007048 |
| Instrument Date | May 07, 2019 |
| Instrument | 41286 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2019 |
| Title Company | JERSEY SHR TITLE SERVICES LLC, JERSEY SHR TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 32 RIDGE RD RUMSON NJ 077601830, RUMSON, NJ 07760-1830 |
| Document Number | 41287 |
|---|---|
| Date | May 10, 2019 |
| Book Page | 009347/007069 |
| Instrument | 41287 |
| Name | FINANCE OF AMERICA MTG |
|---|---|
| Address | HORSHAM, PA 19044 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 09, 2049 |
Source: Monmouth County and Rumson Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $803,700 (-38.01%) Land $784,800 Building $18,900 | $803,700 (-38.01%) Land $784,800 Building $18,900 | |
| 2025 | $13,599.00 (+3.79%) | $1,296,400 (+16.21%) Land $729,500 Building $566,900 | $1,296,400 (+16.21%) Land $729,500 Building $566,900 |
| 2024 | $13,102.00 (+0.33%) | ||
| 2023 | $1,115,600 Land $647,900 Building $467,700 | $1,115,600 Land $647,900 Building $467,700 | |
| 2022 | $13,059.00 |
Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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