25 Ridge Rd, Centerbrook, CT 06409 Property Records

Essex Town property record for 25 Ridge Rd, Centerbrook, CT 06409

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,381 sqft · built 1987
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Sep 2019)
Tax Bill	$6,641 (2026)
Deeds & Mortgages	May 2022 Refinance Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00080400`

Property Details

APN / Parcel Number

Primary APN	`00080400`
Alternative APNs	`ESSX M:54 B:001 L:03` `ESSE M:54 B:001 L:03` `80400`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,381 sqft Living Area
Gross Area	5,642 sqft
Basement Area	2,036 sqft
Unfinished Basement	1,152 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,075 sqft (0.92 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	80400
Street Address	25 RIDGE RD
City	CENTERBROOK
State	CT
Zip	06409-1035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU
Legal Block	1
Legal Lot Number	3
Jurisdiction	ESSEX CT
Township / Civil Division	ESSEX
Census Block Group	2
Census Block	2000
Census Tract	630101

Owner

25 Ridge Rd is owned and occupied by two individuals who bought it in September 2019.

Source: Essex Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	25 RIDGE RD, CENTERBROOK, CT 06409-1035
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 9, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FLAGSTAR BANK FSB
Sep 24, 2019	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2019 · Amount on File
Deed Sale	Sep 24, 2019 · Amount on File
Deed Book / Page	330 / 487
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX CT
Property Address	25 RIDGE RD, CENTERBROOK, CT 06409-1035
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000348-858
Date	May 9, 2022
Book Page	348/858

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESSEX CT
Recording Date	Sep 24, 2019
Property Address	25 RIDGE RD, CENTERBROOK, CT 06409-1035
Document Number	330-487
Book / Page	000330 / 000487
Instrument Date	Sep 12, 2019
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	UNKNOWN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$355.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 CALAMINT HILL RD N PRINCETON MA 015411705, PRINCETON, MA 01541-1705

Mortgage

Document Number	330-490
Date	Sep 24, 2019
Book Page	000330/000490

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 23, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 25 Ridge Rd was $6,641, up 3.4% from the year before.

Source: Essex Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Essex Town
Elementary School District	Essex School District (PK - 06)
Secondary School District	Regional School District 04 (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,641.00 (+3.38%)	$344,800 (-) Land $82,200 Building $262,600	$719,433 (+198.07%)
2025	$6,424.00	$344,800 Land $82,200 Building $262,600	$241,360 Land $57,540 Building $183,820
2024	$6,424.00 (+9.42%)
2023	$5,871.00 (-0.27%)	$259,900 (-) Land $70,800 Building $189,100
2022	$5,887.00	$259,900 Land $70,800 Building $189,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-CHESTER SYSTEM private · serves 5,030 people · EPA ID CT0261031
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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