23 Ridge Rd, Centerbrook, CT 06409 Property Records

Essex Town property record for 23 Ridge Rd, Centerbrook, CT 06409

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,274 sqft · built 1987
Lot Size	1.08 acres (47,045 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,398 (2026)
Deeds & Mortgages	Jun 2024 Refinance Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00076300`

Property Details

APN / Parcel Number

Primary APN	`00076300`
Alternative APNs	`ESSX M:54 B:001 L:04` `ESSE M:54 B:001 L:04` `76300`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,274 sqft Living Area
Gross Area	4,496 sqft
Basement Area	1,126 sqft
Unfinished Basement	1,126 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	47,045 sqft (1.08 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	76300
Street Address	23 RIDGE RD
City	CENTERBROOK
State	CT
Zip	06409-1035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU
Legal Block	1
Legal Lot Number	4
Jurisdiction	ESSEX CT
Township / Civil Division	ESSEX
Census Block Group	2
Census Block	2000
Census Tract	630101

Owner

23 Ridge Rd is owned and occupied by two individuals.

Source: Essex Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	23 RIDGE RD, CENTERBROOK, CT 06409-1035
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2024	Warranty Deed, Transfer · Stand-Alone Refinance TOTAL MORTGAGE SERVICES LLC
Sep 17, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 29, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESSEX CT
Recording Date	Jun 18, 2024
Property Address	23 RIDGE RD, CENTERBROOK, CT 06409-1035
Document Number	000357-449
Book / Page	357 / 449
Instrument Date	Jun 4, 2024
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000357451
Date	Jun 18, 2024
Instrument	357/451

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2054

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESSEX CT
Recording Date	Sep 17, 2020
Property Address	23 RIDGE RD, CENTERBROOK, CT 06409-1035
Document Number	336-482
Book / Page	336 / 482
Instrument Date	Sep 2, 2020
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 RIDGE RD, CENTERBROOK, CT 06409-1035

Mortgage

Document Number	336485
Date	Sep 17, 2020
Instrument	336/485

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESSEX CT
Recording Date	Jun 29, 2017
Property Address	23 RIDGE RD, CENTERBROOK, CT 06409-1035
Document Number	319-1107
Book / Page	000319 / 001107
Instrument Date	Jun 29, 2017
Transaction Type	Transfer
Record Updated	Jul 18, 2017

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 RIDGE RD CENTERBROOK CT 064091035, CENTERBROOK, CT 06409-1035

Tax Assessment & Valuation

The 2026 property tax bill for 23 Ridge Rd was $6,398, up 3.4% from the year before.

Source: Essex Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Essex Town
Elementary School District	Essex School District (PK - 06)
Secondary School District	Regional School District 04 (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,398.00 (+3.38%)	$332,200 (-) Land $83,300 Building $248,900	$646,239 (+177.9%)
2025	$6,189.00	$332,200 Land $83,300 Building $248,900	$232,540 Land $58,310 Building $174,230
2024	$6,189.00 (+10.97%)
2023	$5,577.00 (-0.27%)	$246,900 (-) Land $71,800 Building $175,100
2022	$5,592.00	$246,900 Land $71,800 Building $175,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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