15 Ridge Rd, Centerbrook, CT 06409 Property Records

Essex Town property record for 15 Ridge Rd, Centerbrook, CT 06409

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,836 sqft · built 1964
Lot Size	0.72 acres (31,363 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Oct 2022)
Tax Bill	$5,391 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ESSE M:55 B:008`

Property Details

APN / Parcel Number

Primary APN	`ESSE M:55 B:008`
Alternative APNs	`ESSX M:55 B:008` `00304700` `304700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,836 sqft Living Area
Gross Area	3,867 sqft
1st Floor Area	1,056 sqft
Basement Area	1,020 sqft
Unfinished Basement	1,020 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,363 sqft (0.72 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Electric

Location & Zoning

Account Number	304700
Street Address	15 RIDGE RD
City	CENTERBROOK
State	CT
Zip	06409-1035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU
Legal Block	8
Jurisdiction	ESSEX CT
Township / Civil Division	ESSEX
Census Block Group	2
Census Block	2000
Census Tract	630101

Owner

15 Ridge Rd is owned and occupied by two individuals who bought it in October 2022.

Source: Essex Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 RIDGE RD, CENTERBROOK, CT 06409-1035
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2022	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Oct 12, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2022 · Amount on File
Deed Sale	Oct 25, 2022 · Amount on File
Prior Sale	Oct 12, 2021 · Amount on File
Deed Book / Page	350 / 1043
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESSEX CT
Recording Date	Oct 25, 2022
Property Address	15 RIDGE RD, CENTERBROOK, CT 06409-1035
Document Number	00350-1043
Book / Page	350 / 1043
Instrument Date	Oct 25, 2022
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0003501046
Date	Oct 25, 2022
Instrument	350/1046

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESSEX CT
Recording Date	Oct 12, 2021
Property Address	15 RIDGE RD, CENTERBROOK, CT 06409-1035
Document Number	000345-292
Book / Page	345 / 292
Instrument Date	Oct 8, 2021
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 RIDGE RD, ESSEX, CT 06426

Mortgage

Document Number	0000345298
Date	Oct 12, 2021
Instrument	345/298

Lender

Name	PROSPERITY HOME MORTGAGE LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 15 Ridge Rd was $5,391, up 3.4% from the year before.

Source: Essex Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Essex Town
Elementary School District	Essex School District (PK - 06)
Secondary School District	Regional School District 04 (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,391.00 (+3.37%)	$279,900 (-) Land $80,400 Building $199,500	$506,144 (+158.33%)
2025	$5,215.00	$279,900 Land $80,400 Building $199,500	$195,930 Land $56,280 Building $139,650
2024	$5,215.00 (+34.62%)
2023	$3,874.00 (-0.26%)	$171,500 (-) Land $69,400 Building $102,100
2022	$3,884.00	$171,500 Land $69,400 Building $102,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 15 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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