Middlesex County and Lowell City property record for 25 Read St, Lowell, MA 01850
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 3 ba · 2,769 sqft · built 1900 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on File |
| Last Sale | $680,000 (Apr 2026) |
| Tax Bill | $5,701 (2026) |
| Deeds & Mortgages | Jan 2021 Refinance Apr 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B11230 |
| Primary APN | B11230 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,769 sqft Living Area |
| Gross Area | 4,305 sqft |
| 1st Floor Area | 1,065 sqft |
| Basement Area | 1,065 sqft |
| Unfinished Basement | 1,065 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,614 sqft (0.06 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | B11230 |
|---|---|
| Street Address | 25 READ ST |
| City | LOWELL |
| State | MA |
| Zip | 01850-2513 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | TMF |
| Legal Block | 4870 |
| Legal Lot Number | 25 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 310200 |
25 Read St, a duplex, is owned and occupied by an individual who bought it in April 2026.
Source: Middlesex County and Lowell City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 25 READ ST, LOWELL, MA 01850-2513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Jan 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance MSA LENDING LLC |
| Apr 1, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage |
| Jan 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance MSA LENDING LLC |
| Apr 26, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage NORTHPOINT MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2026 · Amount on File |
| Deed Sale | Apr 1, 2026 · Amount on File |
| Prior Sale | Apr 26, 2018 · Amount on File |
| Deed Document Number | 2026329406 |
| Transfer Doc | 0000296017 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 25 READ ST, LOWELL, MA 01850-2513 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000308949 |
|---|---|
| Date | Jan 12, 2021 |
| Instrument | 308949 |
| Name | MSA LENDING LLC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Apr 1, 2026 |
| Property Address | 25 READ ST, LOWELL, MA 01850-2513 |
| Document Number | 0000329406 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 2026329406 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 25 READ ST, LOWELL, MA 01850-2513 |
| Document Number | 0000329407, |
|---|---|
| Date | Apr 1, 2026 |
| Instrument | 2026329407 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 25 READ ST, LOWELL, MA 01850-2513 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 308949 |
|---|---|
| Date | Jan 12, 2021 |
| Instrument | 308949 |
| Name | MSA LENDING LLC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Apr 26, 2018 |
| Property Address | 25 READ ST, LOWELL, MA 01850-2513 |
| Document Number | 0000296017 |
| Instrument Date | Apr 11, 2018 |
| Instrument | 296017 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,509.36 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 24 EATON ST WAKEFIELD MA 018802447, WAKEFIELD, MA 01880-2447 |
| Document Number | 296018 |
|---|---|
| Date | Apr 26, 2018 |
| Instrument | 296018 |
| Name | NORTHPOINT MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 25, 2048 |
The 2026 property tax bill for 25 Read St was $5,701, up 3.1% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,701.00 (+3.09%) | $502,300 (+4.28%) Land $118,000 Building $384,300 | $658,707 |
| 2025 | $5,530.00 (+7.55%) | $481,700 (+11.58%) Land $110,300 Building $371,400 | |
| 2024 | $5,142.00 (+7.39%) | $431,700 (+11.98%) Land $91,600 Building $340,100 | |
| 2023 | $4,788.00 | $385,500 Land $79,700 Building $305,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 25 Read St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 25 Read St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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