Middlesex County and Lowell City property record for 11 Read St, Lowell, MA 01850
| Property Type | Duplex |
|---|---|
| Details | 8 bd · 2 ba · 2,576 sqft · built 1900 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $775,000 (Oct 2025) |
| Tax Bill | $8,046 (2026) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Oct 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | S09265 |
| Primary APN | S09265 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 3 Stories |
| Building Area | 2,576 sqft Living Area |
| Gross Area | 5,223 sqft |
| 1st Floor Area | 1,456 sqft |
| Basement Area | 1,456 sqft |
| Unfinished Basement | 1,456 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,356 sqft (0.1 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | S09265 |
|---|---|
| Street Address | 11 READ ST |
| City | LOWELL |
| State | MA |
| Zip | 01850-2513 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | TMF |
| Legal Block | 4870 |
| Legal Lot Number | 11 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 310200 |
11 Read St, a duplex, is owned by two individuals who bought it in October 2025.
Source: Middlesex County and Lowell City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 474 LOWELL ST, 2, LAWRENCE, MA 01841-4649 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 22, 2025 | Quit Claim Deed, Transfer · FHA Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Oct 18, 2024 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage WASHINGTON SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2025 · Amount on File |
| Deed Sale | Oct 22, 2025 · Amount on File |
| Prior Sale | Oct 18, 2024 · Amount on File |
| Deed Document Number | 202533649 |
| Deed Book / Page | 39606 / 24 |
| Prior Transfer Date | Aug 21, 2025 |
| Prior Transfer Doc | 0039606-24 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Oct 22, 2025 |
| Property Address | 11 READ ST, LOWELL, MA 01850-2513 |
| Document Number | 0039606-24 |
| Book / Page | 39606 / 24 |
| Instrument Date | Aug 21, 2025 |
| Instrument | 33649 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 474 LOWELL ST # 2, 2, LAWRENCE, MA 01841-4649 |
| Document Number | 0000033650 |
|---|---|
| Date | Oct 22, 2025 |
| Instrument | 33650 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Oct 18, 2024 |
| Property Address | 11 READ ST, LOWELL, MA 01850-2513 |
| Document Number | 0038833-76 |
| Book / Page | 38833 / 76 |
| Instrument Date | Oct 18, 2024 |
| Instrument | 32433 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 75 LEDGE RD, N CHELMSFORD, MA 01863-1016 |
| Document Number | 0000032434 |
|---|---|
| Date | Oct 18, 2024 |
| Instrument | 32434 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 11 Read St was $8,046, up 26.6% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,046.00 (+26.59%) | $708,900 (+28.03%) Land $129,600 Building $579,300 | $706,437 |
| 2025 | $6,356.00 (+13.64%) | $553,700 (+17.91%) Land $121,200 Building $432,500 | |
| 2024 | $5,593.00 (+4.68%) | $469,600 (+9.16%) Land $100,700 Building $368,900 | |
| 2023 | $5,343.00 | $430,200 Land $87,500 Building $342,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11 Read St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 11 Read St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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