34 Read St, Lowell, MA 01850 Property Records

Middlesex County and Lowell City property record for 34 Read St, Lowell, MA 01850

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,076 sqft · built 1920
Lot Size0.03 acres (1,307 sqft)
OwnerIndividual Name on Record
Last Sale$164,000 (Sep 2005)
Tax Bill$3,881 (2026)
Deeds & MortgagesJul 2021 Refinance
Mar 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNM09750

Property Details

APN / Parcel Number

Primary APNM09750
Alternative APNs
  • LOWE M:197 B:4870 L:34
  • M:000197 T:M09750

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,076 sqft Living Area
Gross Area1,870 sqft
1st Floor Area660 sqft
Basement Area660 sqft
Unfinished Basement660 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area1,307 sqft (0.03 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberM09750
Street Address34 READ ST
CityLOWELL
StateMA
Zip01850-2547
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTMF
Legal Block4870
Legal Lot Number34
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group3
Census Block3004
Census Tract310200

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address34 READ ST, LOWELL, MA 01850-2547
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2021Quit Claim Deed, Transfer · Stand-Alone Refinance
1ST NATIONAL BANK
Mar 1, 2017Deed of Trust, Mortgage · Conventional Mortgage
MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 12, 2005 · Amount on Record
Deed SaleSep 12, 2005 · Amount on Record
Prior SaleSep 7, 1999 · Amount on Record
Last Transfer DateJun 29, 2021
Transfer Doc0035972-71
Record UpdatedOct 29, 2026

July 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateJul 7, 2021
Property Address34 READ ST, LOWELL, MA 01850-2547
Document Number0035972-71
Book / Page35972 / 71
Instrument DateJun 29, 2021
Instrument39994
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address34 READ ST, LOWELL, MA 01850-2547
InvestorPossibly a Property Investor

Mortgage

Document Number0035972-74
DateJul 7, 2021
Book Page35972/74
Instrument39995
Lender
Name1ST NATIONAL BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address34 READ ST, LOWELL, MA 01850-2547
Document Number33019-287
Instrument DateMar 1, 2017
Transaction TypeMortgage
Record UpdatedJun 18, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address34 READ ST LOWELL MA 018502547, LOWELL, MA 01850-2547

Mortgage

Document Number33019-287
DateMay 31, 2019
Book Page033019/000287
Instrument20780
Lender
NameMISCELLANEOUS GOVT AGCY
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,881.00 (+6.47%)$341,900 (+7.69%) Land $100,700 Building $241,200$357,667 (+25.25%)
2025$3,645.00 (+6.02%)$317,500 (+9.98%) Land $94,100 Building $223,400$285,570 (-2.72%)
2024$3,438.00 (+5.82%)$288,700 (+10.36%) Land $78,200 Building $210,500$293,550
2023$3,249.00$261,600 Land $68,000 Building $193,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

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