25 Ramsgate, Collinsville, IL 62234 Property Records

Madison County property record for 25 Ramsgate, Collinsville, IL 62234

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,074 sqft · built 1998
Lot Size	0.258 acres (11,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$219,000 (Dec 2019)
Tax Bill	$7,466 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Jul 2021 Mortgage + 1 more
APN	`13-2-21-22-08-202-008`

Property Details

APN / Parcel Number

Primary APN	`13-2-21-22-08-202-008`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,074 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	125 ft deep x 90 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	25 RAMSGATE
City	COLLINSVILLE
State	IL
Zip	62234-4872
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KNIGHTSBRIDGE 1ST ADDN LOT 57 90 X 125
Legal Subdivision	KNIGHTSBRIDGE FIRST ADDN
Legal Lot Number	57
Jurisdiction	MADISON IL
Township / Civil Division	COLLINSVILLE
Census Block Group	2
Census Block	2022
Census Tract	403502

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25 RAMSGATE, COLLINSVILLE, IL 62234-4872
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 1, 2021	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Dec 20, 2019	Warranty Deed, Transfer · VA Mortgage HOME LOAN EXPERT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2019 · Amount on Record
Deed Sale	Dec 20, 2019 · Amount on Record
Deed Document Number	201941283
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	25 RAMSGATE, COLLINSVILLE, IL 62234-4872
Transaction Type	Mortgage
Record Updated	Dec 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037646
Date	Nov 29, 2022
Instrument	2022R37646

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2052

Interest

Rate Type	Fixed Rate
Rate	8%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	25 RAMSGATE, COLLINSVILLE, IL 62234-4872
Transaction Type	Mortgage
Record Updated	Jul 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028068
Date	Jul 1, 2021
Instrument	2021R28068

Lender

Name	CALIBER HOME LOANS INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Dec 20, 2019
Property Address	25 RAMSGATE, COLLINSVILLE, IL 62234-4872
Document Number	0000041283
Instrument Date	Dec 12, 2019
Instrument	41283
Transaction Type	Transfer
Record Updated	Jan 7, 2020
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$328.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	25 RAMSGATE COLLINSVILLE IL 622344872, COLLINSVILLE, IL 62234-4872

Mortgage

Document Number	41284
Date	Dec 20, 2019
Instrument	41284

Lender

Name	HOME LOAN EXPERT LLC
Address	SAINT LOUIS, MO 63144

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2049

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Collinsville Township
Municipality	Collinsville City
Unified School District	Collinsville Community Unit School District 10 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,466.00 (+6.57%)	$125,240 (+29.22%) Land $22,310 Building $102,930	$375,720 (+29.09%) Land $66,930 Building $308,790
2024	$7,006.00 (+16.55%)
2022	$6,011.00	$96,920 Land $17,330 Building $79,590	$291,051 Land $52,042 Building $239,009

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	5 (1978–1986)
Most Recent Claim	Oct 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLINSVILLE serves 30,616 people · EPA ID IL1194280
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
ClearWave Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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