20 Ramsgate, Collinsville, IL 62234 Property Records

Madison County property record for 20 Ramsgate, Collinsville, IL 62234

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,316 sqft · built 1997
Lot Size	0.338 acres (14,715 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Sep 2017)
Tax Bill	$8,025 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jun 2021 Mortgage + 2 more
APN	`13-2-21-22-08-202-011`

Property Details

APN / Parcel Number

Primary APN	`13-2-21-22-08-202-011`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,316 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Modern
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	14,715 sqft (0.338 acres)
Lot Dimensions	180 ft deep x 81.7 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	20 RAMSGATE
City	COLLINSVILLE
State	IL
Zip	62234-4868
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KNIGHTSBRIDGE 1ST ADDN LOT 72 81.73 X 180.04 IRR
Legal Subdivision	KNIGHTSBRIDGE FIRST ADDN
Legal Lot Number	72
Jurisdiction	MADISON IL
Township / Civil Division	COLLINSVILLE
Census Block Group	2
Census Block	2021
Census Tract	403502

Owner

Source: Madison County assessment roll, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20 RAMSGATE, COLLINSVILLE, IL 62234-4868
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage GCS FCU
Jun 14, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Oct 9, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Sep 15, 2017	Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 15, 2017 · Amount on Record
Deed Sale	Sep 15, 2017 · Amount on Record
Prior Sale	Nov 29, 2005 · Amount on Record
Deed Document Number	201731140
Prior Transfer Date	Aug 23, 2006
Prior Transfer Doc	0000048728
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	20 RAMSGATE, COLLINSVILLE, IL 62234-4868
Transaction Type	Mortgage
Record Updated	Jun 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019129
Date	Jun 7, 2022
Instrument	2022R19129

Lender

Name	GCS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 10, 2047

Interest

Rate Type	Fixed Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	20 RAMSGATE, COLLINSVILLE, IL 62234-4868
Transaction Type	Mortgage
Record Updated	Jul 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025127
Date	Jun 14, 2021
Instrument	2021R25127

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	20 RAMSGATE, COLLINSVILLE, IL 62234-4868
Document Number	0000033649
Instrument Date	Oct 9, 2019
Transaction Type	Mortgage
Record Updated	Nov 8, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 RAMSGATE COLLINSVILLE IL 622344868, COLLINSVILLE, IL 62234-4868

Mortgage

Document Number	0000033649
Date	Oct 18, 2019
Instrument	33649

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2049

Interest

Rate Type	Fixed Rate
Rate	3.49%

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON IL
Recording Date	Sep 15, 2017
Property Address	20 RAMSGATE, COLLINSVILLE, IL 62234-4868
Document Number	0000031140
Map Reference	PC 59 PG 171
Instrument Date	Sep 8, 2017
Instrument	2017R31140
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	BENCHMARK TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20 RAMSGATE, COLLINSVILLE, IL 62234-4868

Mortgage

Document Number	0000031141
Date	Sep 15, 2017
Instrument	2017R31141

Lender

Name	BROKER SOLUTIONS INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Collinsville Township
Municipality	Collinsville City
Unified School District	Collinsville Community Unit School District 10 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,025.00 (+6.55%)	$134,160 (+28.95%) Land $23,820 Building $110,340	$402,480 (+28.82%) Land $71,460 Building $331,020
2024	$7,532.00 (+16.2%)
2022	$6,482.00	$104,040 Land $18,490 Building $85,550	$312,433 Land $55,526 Building $256,907

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	5 (1978–1986)
Most Recent Claim	Oct 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLINSVILLE serves 30,616 people · EPA ID IL1194280
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco Fiber	8,000 / 8,000
Delta Communications Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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