28 Ramsgate, Collinsville, IL 62234 Property Records

Madison County property record for 28 Ramsgate, Collinsville, IL 62234

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,023 sqft · built 1996
Lot Size	0.246 acres (10,756 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Apr 2022)
Tax Bill	$6,495 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Nov 2019 Mortgage + 1 more
APN	`13-2-21-22-08-202-015`

Property Details

APN / Parcel Number

Primary APN	`13-2-21-22-08-202-015`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,023 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Modern
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	10,756 sqft (0.246 acres)
Lot Dimensions	126 ft deep x 85 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	28 RAMSGATE
City	COLLINSVILLE
State	IL
Zip	62234-4868
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KNIGHTSBRIDGE 1ST ADDN LOT 76 85 X 126.54
Legal Subdivision	KNIGHTSBRIDGE FIRST ADDN
Legal Lot Number	76
Jurisdiction	MADISON IL
Township / Civil Division	COLLINSVILLE
Census Block Group	2
Census Block	2021
Census Tract	403502

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	28 RAMSGATE, COLLINSVILLE, IL 62234-4868
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Warranty Deed, Transfer · Conventional Mortgage CARROLLTON BANK
Nov 4, 2019	Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LENDING GROUP INC
Apr 17, 2018	Deed, Transfer · VA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2022 · Amount on File
Deed Sale	Apr 5, 2022 · Amount on File
Prior Sale	Apr 17, 2018 · Amount on File
Deed Document Number	202211731
Prior Transfer Date	Aug 22, 2011
Prior Transfer Doc	0000031246
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Apr 5, 2022
Property Address	28 RAMSGATE, COLLINSVILLE, IL 62234-4868
Document Number	0000011731
Map Reference	PC 59 PG 171
Instrument Date	Mar 31, 2022
Instrument	2022R11731
Transaction Type	Transfer
Record Updated	Apr 27, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$457.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	28 RAMSGATE, COLLINSVILLE, IL 62234-4868

Mortgage

Document Number	0000011732
Date	Apr 5, 2022
Instrument	2022R11732

Lender

Name	CARROLLTON BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	4.5%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	28 RAMSGATE, COLLINSVILLE, IL 62234-4868
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035569
Date	Nov 4, 2019
Instrument	2019R35569

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON IL
Recording Date	Apr 17, 2018
Property Address	28 RAMSGATE, COLLINSVILLE, IL 62234-4868
Document Number	0000011349
Map Reference	PC59 PG171
Instrument Date	Apr 11, 2018
Instrument	2018R11349
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	ABSTRACTS & TITLES

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$336.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 RAMSGATE, COLLINSVILLE, IL 62234-4868

Mortgage

Document Number	0000011350
Date	Apr 17, 2018
Instrument	2018R11350

Lender

Name	BROKER SOLUTIONS INC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Collinsville Township
Municipality	Collinsville City
Unified School District	Collinsville Community Unit School District 10 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,495.00 (+6.65%)	$109,730 (+29.26%) Land $22,310 Building $87,420	$329,190 (+29.13%) Land $66,930 Building $262,260
2024	$6,090.00 (+59.76%)
2022	$3,812.00	$84,890 Land $17,330 Building $67,560	$254,925 Land $52,042 Building $202,883

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	5 (1978–1986)
Most Recent Claim	Oct 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLINSVILLE serves 30,616 people · EPA ID IL1194280
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
ClearWave Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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