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25 Prospect Ave, Niantic, CT 06357 Property Records

East Lyme Town property record for 25 Prospect Ave, Niantic, CT 06357 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1960
Square Footage1,344 sqft Living Area
Lot Size12,000 sqft (0.275 acres)
OccupancyOwner Occupied
Last Sale$627,000 (2024)
Tax Bill$5,815.00 (2025)

Property Details

APN / Parcel Number

Primary APNELYM M:008.2 B:00044 L:00000
Alternative APN
  • 729

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,344 sqft Living Area
Gross Area2,456 sqft Gross Area
1st Floor1,344 sqft 1st Floor
Basement Area960 sqft Basement
Unfinished Basement576 sqft Unfinished
Stories1 Stories

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area12,000 sqft (0.275 acres)

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHot Water Heating
Heating FuelOil Heating Fuel

Location & Zoning

Account Number729
Street Address25 PROSPECT AVE
CityNIANTIC
StateCT
Zip06357-3008
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block44
JurisdictionEAST LYME CT
Minor Civil DivisionEAST LYME
Census Blockgroup4
Census Block4022
Census Tract870704

Owner

Source: East Lyme Town records · APN ELYM M:008.2 B:00044 L:00000

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address25 PROSPECT AVE, NIANTIC, CT 06357-3008
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2025Deed of Trust, Mortgage · Line of Credit
UNITED WHOLESALE MORTGAGE
Aug 03, 2023Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM)
CITIZENS BANK
Jun 25, 2024Warranty Deed, Transfer · Stand Alone First Mortgage
UNITED WHOLESALE MORTGAGE
Dec 28, 2021Warranty Deed, Transfer · Stand Alone First Mortgage
CITIZENS BANK
Jun 14, 2017Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 25, 2024 · Amount on Record
Deed SaleJun 25, 2024 · Amount on Record
Prior SaleDec 28, 2021 · Amount on Record
Deed Doc Number20241339
Deed Book / Page1111 / 504
Transfer Doc981-827
Record RefreshedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAST LYME CT
Property Address25 PROSPECT AVE, NIANTIC, CT 06357-3008
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001126-126
DateSep 30, 2025
Book Page1126/126
Instrument2146
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAST LYME CT
Property Address25 PROSPECT AVE, NIANTIC, CT 06357-3008
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001099-140
DateAug 03, 2023
Book Page1099/140
Instrument1503
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term301 Months
DueSep 01, 2048
Interest
Rate TypeAdjustable Rate

June 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEAST LYME CT
Recording DateJun 25, 2024
Property Address25 PROSPECT AVE, NIANTIC, CT 06357-3008
Document Number001111-504
Book / Page1111 / 504
Instrument DateJun 24, 2024
Instrument1339
Transaction TypeTransfer
Record UpdatedJul 11, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 PROSPECT AVE, NIANTIC, CT 06357-3008

Mortgage

Document Number0000001340
DateJun 25, 2024
Instrument1340
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEAST LYME CT
Recording DateDec 28, 2021
Property Address25 PROSPECT AVE, NIANTIC, CT 06357-3008
Document Number001072-424
Book / Page1072 / 424
Instrument DateDec 27, 2021
Instrument4336
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004337
DateDec 28, 2021
Instrument4337
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionEAST LYME CT
Recording DateJun 14, 2017
Property Address25 PROSPECT AVE, NIANTIC, CT 06357-3008
Document Number981-827
Book / Page000981 / 000827
Transaction TypeTransfer
Record UpdatedJul 18, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 PROSPECT AVE NIANTIC CT 063573008, NIANTIC, CT 06357-3008

Tax Assessment & Valuation

Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionEast Lyme Town
Unified School DistrictEast Lyme School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,815.00$207,620 (-) Land $97,650 Building $109,970$145,334 Land $68,355 Building $76,979
2024$5,815.00 (+12.56%)
2023$5,166.00 (+4.36%)$207,620 (-) Land $97,650 Building $109,970
2022$4,950.00$207,620 Land $97,650 Building $109,970

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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