East Lyme Town property record for 21 Prospect Ave, Niantic, CT 06357 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Architecture Style | Conventional |
| Year Built | Built 1900 |
| Square Footage | 2,348 sqft Living Area |
| Lot Size | 9,160 sqft (0.21 acres) |
| Last Sale | $809,000 (2025) |
| Tax Bill | $7,982.00 (2025) |
| Primary APN | ELYM M:008.2 B:00046 L:00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,348 sqft Living Area |
| Gross Area | 2,466 sqft Gross Area |
| 1st Floor | 1,129 sqft 1st Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 9,160 sqft (0.21 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 5277 |
|---|---|
| Street Address | 21 PROSPECT AVE |
| City | NIANTIC |
| State | CT |
| Zip | 06357-3008 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 46 |
| Jurisdiction | EAST LYME CT |
| Minor Civil Division | EAST LYME |
| Census Blockgroup | 4 |
| Census Block | 4022 |
| Census Tract | 870704 |
Source: East Lyme Town records · APN ELYM M:008.2 B:00046 L:00000
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 GOLDFINCH TER, EAST LYME, CT 06333-1343 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 10, 2025 | Deed, Transfer · Line of Credit DIME BANK |
| Sep 05, 2019 | Deed of Trust, Mortgage · Balloon Payment LIBERTY BANK |
| Sep 18, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance LIBERTY BANK |
| Jul 02, 2021 | Quit Claim Deed, Transfer Quitclaim Document |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 10, 2025 · Amount on Record |
| Deed Sale | Sep 10, 2025 · Amount on Record |
| Deed Doc Number | 20251956 |
| Deed Book / Page | 1125 / 521 |
| Prior Transfer Date | Jul 02, 2021 |
| Prior Transfer Doc | 001060-329 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | EAST LYME CT |
| Recording Date | Sep 10, 2025 |
| Property Address | 21 PROSPECT AVE, NIANTIC, CT 06357-3008 |
| Document Number | 001125-521 |
| Book / Page | 1125 / 521 |
| Instrument Date | Sep 09, 2025 |
| Instrument | 1956 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4 GOLDFINCH TER, EAST LYME, CT 06333-1343 |
| Document Number | 0000001957 |
|---|---|
| Date | Sep 10, 2025 |
| Instrument | 1957 |
| Name | DIME BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 21 PROSPECT AVE, NIANTIC, CT 06357-3008 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001017-295 |
|---|---|
| Date | Sep 05, 2019 |
| Book Page | 1017/295 |
| Name | LIBERTY BANK |
|---|---|
| Type | Bank |
| Type | Balloon Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 21 PROSPECT AVE, NIANTIC, CT 06357-3008 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001038-349 |
|---|---|
| Date | Sep 18, 2020 |
| Book Page | 1038/349 |
| Name | LIBERTY BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EAST LYME CT |
| Recording Date | Jul 02, 2021 |
| Property Address | 21 PROSPECT AVE, NIANTIC, CT 06357-3008 |
| Document Number | 001060-329 |
| Book / Page | 1060 / 329 |
| Instrument Date | Jul 02, 2021 |
| Instrument | 2323 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21 PROSPECT AVE, NIANTIC, CT 06357-3008 |
Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | East Lyme Town |
| Unified School District | East Lyme School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,982.00 | $284,970 (-) Land $85,330 Building $199,640 | $199,479 Land $59,731 Building $139,748 |
| 2024 | $7,982.00 (+12.58%) | ||
| 2023 | $7,090.00 (+4.36%) | $284,970 (-) Land $85,330 Building $199,640 | |
| 2022 | $6,794.00 | $284,970 Land $85,330 Building $199,640 |
Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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