East Lyme Town property record for 13 Prospect Ave, Niantic, CT 06357 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2009 |
| Square Footage | 2,692 sqft Living Area |
| Lot Size | 10,400 sqft (0.239 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $20,000 (1997) |
| Tax Bill | $12,364.00 (2025) |
| Primary APN | ELYM M:011.4 B:00026 L:00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,692 sqft Living Area |
| Gross Area | 6,288 sqft Gross Area |
| 1st Floor | 1,614 sqft 1st Floor |
| Basement Area | 1,598 sqft Basement |
| Unfinished Basement | 1,598 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 10,400 sqft (0.239 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 3070 |
|---|---|
| Street Address | 13 PROSPECT AVE |
| City | NIANTIC |
| State | CT |
| Zip | 06357-3024 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 26 |
| Jurisdiction | EAST LYME CT |
| Minor Civil Division | EAST LYME |
| Census Blockgroup | 4 |
| Census Block | 4008 |
| Census Tract | 870704 |
Source: East Lyme Town records · APN ELYM M:011.4 B:00026 L:00000
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13 PROSPECT AVE, NIANTIC, CT 06357-3024 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 22, 2022 | Deed of Trust, Mortgage · Stand Alone Refinance CITIZENS BANK |
| May 14, 2021 | Deed of Trust, Mortgage · Balloon Payment CITIZENS BANK |
| Feb 05, 2021 | Deed of Trust, Mortgage · Line of Credit CITIBANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 28, 1997 · Amount on Record |
| Deed Sale | May 28, 1997 · Amount on Record |
| Prior Sale | Apr 13, 1995 · Amount on Record |
| Deed Book / Page | 428 / 187 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 13 PROSPECT AVE, NIANTIC, CT 06357-3024 |
| Transaction Type | Mortgage |
| Record Updated | Jul 07, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001082-751 |
|---|---|
| Date | Jun 22, 2022 |
| Book Page | 1082/751 |
| Instrument | 1837 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 13 PROSPECT AVE, NIANTIC, CT 06357-3024 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1056-633 |
|---|---|
| Date | May 14, 2021 |
| Book Page | 1056/633 |
| Instrument | 1676 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Balloon Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 13 PROSPECT AVE, NIANTIC, CT 06357-3024 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1048-615 |
|---|---|
| Date | Feb 05, 2021 |
| Book Page | 1048/615 |
| Instrument | 384 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Mar 01, 2046 |
| Rate Type | Adjustable Rate |
|---|
Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | East Lyme Town |
| Unified School District | East Lyme School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,364.00 | $441,420 (-) Land $96,180 Building $345,240 | $308,994 Land $67,326 Building $241,668 |
| 2024 | $12,364.00 (+12.57%) | ||
| 2023 | $10,983.00 (+4.37%) | $441,420 (-) Land $96,180 Building $345,240 | |
| 2022 | $10,523.00 | $441,420 Land $96,180 Building $345,240 |
Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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