25 Phelps St, Sumter, SC 29150 Property Records

Sumter County property record for 25 Phelps St, Sumter, SC 29150

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,764 sqft · built 1953
Lot Size0.35 acres (15,232 sqft)
OwnerIndividual Name on Record
Last Sale$110,000 (Aug 2019)
Tax Bill$941 (2025)
Deeds & MortgagesAug 2019 Sale & Mortgage
Jul 2019 Transfer
Flood ZoneZone X (minimal risk)
APN205-12-04-012

Property Details

APN / Parcel Number

Primary APN205-12-04-012
Alternative APN
  • 27587

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,764 sqft Living Area
1st Floor Area1,764 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1963
Exterior MaterialOther
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,232 sqft (0.35 acres)
Lot Dimensions238 ft deep x 64 ft wide
PorchUnfinished Open Porch
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number27587
Street Address25 PHELPS ST
CitySUMTER
StateSC
Zip29150-3723
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionPHELPS 72 X 112.7 X 86 X 26 .6 F
Legal SubdivisionR P MCLELLAN
JurisdictionSUMTER SC
Township / Civil DivisionSUMTER
Census Block Group2
Census Block2058
Census Tract902

Owner

Source: Sumter County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address25 PHELPS ST, SUMTER, SC 29150-3723
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2019Deed, Transfer
GATEWAY MORTGAGE GROUP LLC
Jul 31, 2019Correction Deed
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 27, 2019 · Amount on Record
Deed SaleAug 27, 2019 · Amount on Record
Prior SaleMar 22, 2010 · Amount on Record
Deed Book / Page1259 / 875
Prior Transfer DateMar 19, 2010
Prior Transfer Doc1137000069
Record UpdatedOct 29, 2026

August 2019: Deed, Transfer

Document TypeDeed
JurisdictionSUMTER SC
Recording DateAug 27, 2019
Property Address25 PHELPS ST, SUMTER, SC 29150-3723
Document Number0012590875
Book / Page1259 / 0875
Instrument DateAug 23, 2019
Transaction TypeTransfer
Record UpdatedMay 5, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$395.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 PHELPS ST, SUMTER, SC 29150-3723

Mortgage

Document Number0001259891
DateAug 27, 2019
Instrument1259/891
Lender
NameGATEWAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
AmountAmount Recorded

Mortgage

Document Number0012590879
DateAug 27, 2019
Book Page1259/0879
Lender
NameGATEWAY MORTGAGE GROUP LLC
TypeMortgage Company
AddressJENKS, OK 74037
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

July 2019: Correction Deed

Document TypeCorrection Deed
JurisdictionSUMTER SC
Recording DateJul 31, 2019
Property Address25 PHELPS ST, SUMTER, SC 29150-3723
Document Number0012581003
Book / Page001258 / 001003
Instrument DateJul 31, 2019
Record UpdatedAug 19, 2019
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipEstate
Address1350 BROADWATER DR SUMTER SC 291501779, SUMTER, SC 29150-1779

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountySumter County
MunicipalitySumter City
Unified School DistrictSumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$941.00 (+5.26%)$4,730 (-) Land $800 Building $3,930$118,207 (-) Land $20,000 Building $98,207
2023$4,730 (-) Land $800 Building $3,930$118,207 (-) Land $20,000 Building $98,207
2022$894.00$4,730 Land $800 Building $3,930$118,207 Land $20,000 Building $98,207

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims17 (1989–2023)
Claims Outside the SFHA2 of 17
Most Recent ClaimMar 2023 · other causes
Claims by Event
  • Severe Storms And Flooding, Oct 2015 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SUMTER
serves 53,070 people · EPA ID SC4310001
Water SourceGroundwater
Last State InspectionJan 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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