14 Phelps St, Sumter, SC 29150 Property Records

Sumter County property record for 14 Phelps St, Sumter, SC 29150

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,646 sqft · built 1969
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$132,000 (Jan 2010)
Tax Bill	$1,160 (2025)
Deeds & Mortgages	Apr 2013 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`205-12-03-030`

Property Details

APN / Parcel Number

Primary APN	`205-12-03-030`
Alternative APN	`27570`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,646 sqft Living Area
Gross Area	2,176 sqft
1st Floor Area	1,646 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1971
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	121 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Utility Building	42 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	27570
Street Address	14 PHELPS ST
City	SUMTER
State	SC
Zip	29150-3724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 55 Z21-48 0.36AC PB97-653
Legal Subdivision	EDGEWATER SEC B
Legal Lot Number	55
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	2
Census Block	2065
Census Tract	902

Owner

14 Phelps St is owned and occupied by an individual who bought it in January 2010.

Source: Sumter County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	14 PHELPS ST, SUMTER, SC 29150-3724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2010 · Amount on File
Deed Sale	Jan 27, 2010 · Amount on File
Prior Sale	Mar 5, 2008 · Amount on File
Deed Book / Page	1134 / 3621
Record Updated	Oct 29, 2026

April 2013: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SUMTER SC
Property Address	14 PHELPS ST, SUMTER, SC 29150-3724
Document Number	0012563329
Instrument Date	Apr 1, 2013
Transaction Type	Mortgage
Record Updated	Jul 3, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 PHELPS ST SUMTER SC 291503724, SUMTER, SC 29150-3724

Mortgage

Document Number	0012563329
Date	Jun 18, 2019
Book Page	001256/003329

Lender

Name	BANK OF AMERICA
Type	Bank
Address	BROOMFIELD, CO 80021

Agreement

Amount	Amount on Record
Term	300 Months
Due	Jun 17, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 14 Phelps St was $1,160.

Source: Sumter County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,160.00	$5,910 Land $1,079 Building $4,831	$150,683 Land $27,500 Building $123,183
2023		$5,970 (-) Land $1,100 Building $4,870	$150,683 (-) Land $27,500 Building $123,183
2022	$1,113.00	$5,970 Land $1,100 Building $4,870	$150,683 Land $27,500 Building $123,183

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 14 Phelps St in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	17 (1989–2023)
Claims Outside the SFHA	2 of 17
Most Recent Claim	Mar 2023 · other causes
Claims by Event	Severe Storms And Flooding, Oct 2015 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Phelps St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20