23 Phelps St, Sumter, SC 29150 Property Records

Sumter County property record for 23 Phelps St, Sumter, SC 29150

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,329 sqft · built 1950
Lot Size0.239 acres (10,454 sqft)
OwnerIndividual Name on Record
Last Sale$52,000 (Jul 1996)
Tax Bill$635 (2023)
Deeds & MortgagesJul 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN205-12-04-013

Property Details

APN / Parcel Number

Primary APN205-12-04-013
Alternative APN
  • 27588

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,329 sqft Living Area
1st Floor Area1,329 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1959
Exterior MaterialAluminum/Vinyl
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialShingle
Lot Area10,454 sqft (0.239 acres)
Lot Dimensions169 ft deep x 73 ft wide
PorchCovered Porch
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number27588
Old Parcel Number205 12 04 013
Street Address23 PHELPS ST
CitySUMTER
StateSC
Zip29150-3723
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionLOT 53A BLK G5-19 0.24AC PB96-925
Legal SubdivisionPARKWOOD EST
Legal BlockG5
Legal Lot Number53A
JurisdictionSUMTER SC
Township / Civil DivisionSUMTER
Census Block Group2
Census Block2058
Census Tract902

Owner

Source: Sumter County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address23 PHELPS ST, SUMTER, SC 29150-3723
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 18, 1996 · Amount on Record
Deed SaleJul 18, 1996 · Amount on Record
Deed Document Number0000652654
Record UpdatedJun 8, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMTER SC
Property Address23 PHELPS ST, SUMTER, SC 29150-3723
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0012575591
DateJul 26, 2019
Book Page1257/5591
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueAug 19, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountySumter County
MunicipalitySumter City
Unified School DistrictSumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,260 (+0.31%) Land $796 Building $2,464$82,005 (-) Land $20,000 Building $62,005
2023$635.00 (+0.47%)$3,250 (-) Land $800 Building $2,450$82,005 (-) Land $20,000 Building $62,005
2022$632.00$3,250 Land $800 Building $2,450$82,005 Land $20,000 Building $62,005

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims17 (1989–2023)
Claims Outside the SFHA2 of 17
Most Recent ClaimMar 2023 · other causes
Claims by Event
  • Severe Storms And Flooding, Oct 2015 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SUMTER
serves 53,070 people · EPA ID SC4310001
Water SourceGroundwater
Last State InspectionJan 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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