25 Palm Ct, Bloomington, IL 61701 Property Records

McLean County property record for 25 Palm Ct, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,425 sqft · built 1993
Lot Size	0.19 acres (8,266 sqft)
Owner	Individual Name on Record
Last Sale	$122,666 (Feb 2022)
Tax Bill	$5,366 (2024)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Jun 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-17-153-014`

Property Details

APN / Parcel Number

Primary APN	`21-17-153-014`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,425 sqft Living Area
Gross Area	2,427 sqft
1st Floor Area	684 sqft
Basement Area	70 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	8,266 sqft (0.19 acres)
Lot Dimensions	98 ft deep x 58 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Deck Area	693 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	25 PALM CT
City	BLOOMINGTON
State	IL
Zip	61701-7849
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	OAKWOODS DEVELOPMENT 3RD ADDN LOT 222
Legal Range	02E
Legal Township	23N
Legal Section	17
Legal Subdivision	OAKWOODS DEVELOPMENT 3RD ADD
Legal Lot Number	222
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	3
Census Block	3020
Census Tract	1404

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	25 PALM CT, BLOOMINGTON, IL 61701-7849
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 14, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 15, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 16, 2021	Warranty Deed, Transfer · Closed-End Mortgage FIRST SECURITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2022 · Amount on Record
Deed Sale	Feb 23, 2022 · Amount on Record
Prior Sale	Mar 16, 2021 · Amount on Record
Deed Document Number	20223642
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Feb 23, 2022
Property Address	25 PALM CT, BLOOMINGTON, IL 61701-7849
Document Number	202200003642
Instrument Date	Feb 23, 2022
Instrument	2022-00003642
Transaction Type	Transfer
Record Updated	Mar 2, 2022
Title Company	ILLINOIS TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$184.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 PALM CT, BLOOMINGTON, IL 61701-7849

Mortgage

Document Number	202200003643
Date	Feb 23, 2022
Instrument	2022-00003643

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate
Rate	2.62%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	25 PALM CT, BLOOMINGTON, IL 61701-7849
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100013991
Date	Jun 14, 2021
Instrument	2021-00013991

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jun 1, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	25 PALM CT, BLOOMINGTON, IL 61701-7849
Transaction Type	Mortgage
Record Updated	Jun 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100013991
Date	Jun 15, 2021
Instrument	2021-00013991

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jun 1, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 16, 2021
Property Address	25 PALM CT, BLOOMINGTON, IL 61701-7849
Document Number	202100006374
Map Reference	DOC 89-12356
Instrument Date	Mar 4, 2021
Instrument	2021-00006374
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 PALM CT, BLOOMINGTON, IL 61701-7849

Mortgage

Document Number	202100006375
Date	Mar 16, 2021
Instrument	2021-00006375

Lender

Name	FIRST SECURITY BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Apr 4, 2026

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$82,345 (+26.25%) Land $14,393 Building $67,952	$247,035 (+26.25%) Land $43,179 Building $203,856
2024	$5,366.00 (+6.94%)
2023	$5,018.00 (-5.43%)	$65,226 (+8.61%) Land $11,401 Building $53,825	$195,678 (+8.61%) Land $34,203 Building $161,475
2022	$5,306.00	$60,054 Land $10,497 Building $49,557	$180,162 Land $31,491 Building $148,671

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV.

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