16 Palm Ct, Bloomington, IL 61701 Property Records

McLean County property record for 16 Palm Ct, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,145 sqft · built 1991
Lot Size	0.189 acres (8,250 sqft)
Owner	Individual Name on File
Last Sale	$243,000 (Jul 2022)
Tax Bill	$5,994 (2024)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-17-151-022`

Property Details

APN / Parcel Number

Primary APN	`21-17-151-022`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,145 sqft Living Area
Gross Area	2,677 sqft
1st Floor Area	1,079 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	110 ft deep x 75 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	532 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	16 PALM CT
City	BLOOMINGTON
State	IL
Zip	61701-7820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	LOT 202 THIRD ADD TO OAKWOODS DEV
Legal Range	02E
Legal Township	23N
Legal Section	17
Legal Subdivision	THIRD ADD OAKWOODS DEV
Legal Lot Number	202
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	3
Census Block	3020
Census Tract	1404

Owner

16 Palm Ct is owned and occupied by an individual who bought it in July 2022.

Source: McLean County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	16 PALM CT, BLOOMINGTON, IL 61701-7820
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Sep 11, 2018	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE SERVICES III LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2022 · Amount on File
Deed Sale	Jul 1, 2022 · Amount on File
Prior Sale	Sep 11, 2018 · Amount on File
Deed Document Number	202211863
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 1, 2022
Property Address	16 PALM CT, BLOOMINGTON, IL 61701-7820
Document Number	202200011863
Map Reference	DOC 89-12356
Instrument Date	Jun 24, 2022
Instrument	2022-00011863
Transaction Type	Transfer
Record Updated	Jul 11, 2022
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$243.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 PALM CT, BLOOMINGTON, IL 61701-7820

Mortgage

Document Number	202200011864
Date	Jul 1, 2022
Instrument	2022-00011864

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.99%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 11, 2018
Property Address	16 PALM CT, BLOOMINGTON, IL 61701-7820
Document Number	201800014924
Map Reference	DOC89-12356
Instrument Date	Jun 30, 2018
Instrument	2018-00014924
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$259.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 PALM CT, BLOOMINGTON, IL 61701-7820

Mortgage

Document Number	201800014925
Date	Sep 11, 2018
Instrument	2018-00014925

Lender

Name	MORTGAGE SERVICES III LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

Interest

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$91,176 Land $16,173 Building $75,003	$273,528 Land $48,519 Building $225,009
2024	$5,994.00 (+6.84%)
2023	$5,610.00 (+4.96%)	$72,221 (+8.61%) Land $12,811 Building $59,410	$216,663 (+8.61%) Land $38,433 Building $178,230
2022	$5,345.00	$66,494 Land $11,795 Building $54,699	$199,482 Land $35,385 Building $164,097

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16 Palm Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Palm Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV.

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