23 Palm Ct, Bloomington, IL 61701 Property Records

McLean County property record for 23 Palm Ct, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,870 sqft · built 1992
Lot Size	0.187 acres (8,150 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Jul 2026)
Tax Bill	$5,399 (2024)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-17-153-013`

Property Details

APN / Parcel Number

Primary APN	`21-17-153-013`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,870 sqft Living Area
Gross Area	2,710 sqft
1st Floor Area	1,090 sqft
Basement Area	336 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	8,150 sqft (0.187 acres)
Lot Dimensions	110 ft deep x 79 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Deck Area	256 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	23 PALM CT
City	BLOOMINGTON
State	IL
Zip	61701-7849
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	OAKWOODS DEVELOPMENT 3RD ADDN LOT 221
Legal Range	02E
Legal Township	23N
Legal Section	17
Legal Subdivision	OAKWOODS DEVELOPMENT 3RD ADD
Legal Lot Number	221
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	3
Census Block	3020
Census Tract	1404

Owner

Source: McLean County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 PALM CT, BLOOMINGTON, IL 61701-7849
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES
Feb 23, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
May 25, 2017	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2026 · Amount on Record
Deed Sale	Jul 13, 2026 · Amount on Record
Prior Sale	May 25, 2017 · Amount on Record
Deed Document Number	20269757
Prior Transfer Date	Feb 7, 2022
Prior Transfer Doc	0000003619
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 13, 2026
Property Address	23 PALM CT, BLOOMINGTON, IL 61701-7849
Document Number	0000009757
Instrument Date	Jun 9, 2026
Instrument	20269757
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43,177.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	23 PALM CT, BLOOMINGTON, IL 61701-7849

Mortgage

Document Number	0000009758,
Date	Jul 13, 2026
Instrument	20269758

Lender

Name	FIRST STATE MORTGAGE SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.63%
Initial Type	Fixed Rate
Max Rate	-1%

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Feb 23, 2022
Property Address	23 PALM CT, BLOOMINGTON, IL 61701-7849
Document Number	202200003619
Map Reference	DOC 89-12356
Instrument Date	Feb 11, 2022
Instrument	2022-00003619
Transaction Type	Transfer
Record Updated	Mar 2, 2022
Title Company	NOT AVAILABLE, SUMMIT SETTLEMENT SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	23 PALM CT, BLOOMINGTON, IL 61701-7849

Mortgage

Document Number	202200003620
Date	Feb 23, 2022
Instrument	2022-00003620

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

Interest

Rate	2.37%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	May 25, 2017
Property Address	23 PALM CT, BLOOMINGTON, IL 61701-7849
Document Number	201700009134
Map Reference	DOC89-12356
Instrument Date	May 18, 2017
Instrument	2017-00009134
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	23 PALM CT, BLOOMINGTON, IL 61701-7849

Mortgage

Document Number	201700009135
Date	May 25, 2017
Instrument	2017-00009135

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$82,812 (+26.25%) Land $16,057 Building $66,755	$248,436 (+26.25%) Land $48,171 Building $200,265
2024	$5,399.00 (+6.93%)
2023	$5,049.00 (+5.06%)	$65,595 (+8.61%) Land $12,718 Building $52,877	$196,785 (+8.61%) Land $38,154 Building $158,631
2022	$4,806.00	$60,393 Land $11,709 Building $48,684	$181,179 Land $35,127 Building $146,052

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV.

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