Bergen County and Upper Saddle River Borough property record for 25 Oak Dr, Upper Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 6,652 sqft · built 2005 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,975,000 (Dec 2020) |
| Tax Bill | $36,307 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-01204-0000-00019 |
| Primary APN | 63-01204-0000-00019 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 6,652 sqft Living Area |
| 1st Floor Area | 6,652 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Lot Area | 37,462 sqft (0.86 acres) |
| Account Number | 174300 |
|---|---|
| Street Address | 25 OAK DR |
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-2131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .860 AC |
| Legal Subdivision | VALLEY VIEW ESTATES SEC 1 |
| Legal Block | 1204 |
| Legal Lot Number | 19 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 53201 |
Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 25 OAK DR, UPPER SADDLE RIVER, NJ 07458-2131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 2, 2020 | Grant Deed, Transfer JAIN SURESH C LIVING TR (RT) |
| Jan 9, 2017 | Deed of Trust, Mortgage FM HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2020 · Amount on Record |
| Deed Sale | Dec 2, 2020 · Amount on Record |
| Prior Sale | Mar 18, 2005 · Amount on Record |
| Deed Document Number | 2020126711 |
| Deed Book / Page | 3843 / 1058 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 2, 2020 |
| Property Address | 25 OAK DR, UPPER SADDLE RIVER, NJ 07458-2131 |
| Document Number | 0038431058 |
| Book / Page | 003843 / 001058 |
| Instrument Date | Oct 8, 2020 |
| Instrument | 126711 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2020 |
| Title Company | TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,975.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 25 OAK DR UPPER SADDLE RIVER NJ 074582131, UPPER SADDLE RIVER, NJ 07458-2131 |
| Document Number | 38431064 |
|---|---|
| Date | Dec 2, 2020 |
| Book Page | 003843/001064 |
| Instrument | 126712 |
| Name | JAIN SURESH C LIVING TR (RT) |
|---|---|
| Address | 188 CAMPBELL CT, SHREWSBURY, NJ 07702-4593 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Rate | 2% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 25 OAK DR, UPPER SADDLE RIVER, NJ 07458-2131 |
| Document Number | 0025210568 |
| Book / Page | 002521 / 000568 |
| Instrument Date | Jan 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2017 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 25 OAK DR UPPER SADDLE RIVER NJ 074582131, UPPER SADDLE RIVER, NJ 07458-2131 |
| Document Number | 0025210568 |
|---|---|
| Date | Jan 31, 2017 |
| Book Page | 002521/000568 |
| Name | FM HM LOANS |
|---|---|
| Address | BROOKLYN, NY 11210 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 30, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,401,800 (-) Land $343,700 Building $1,058,100 | $1,401,800 (-) Land $343,700 Building $1,058,100 | |
| 2025 | $36,307.00 (-10.97%) | $1,401,800 (-12.49%) Land $343,700 Building $1,058,100 | $1,401,800 (-12.49%) Land $343,700 Building $1,058,100 |
| 2024 | $40,781.00 (+2.95%) | ||
| 2023 | $1,601,800 Land $343,700 Building $1,258,100 | $1,601,800 Land $343,700 Building $1,258,100 | |
| 2022 | $39,612.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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