30 Oak Dr, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 30 Oak Dr, Upper Saddle River, NJ 07458

Property Summary

Property TypeSingle Family Home
Details5,252 sqft · built 1978
Lot Size0.86 acres (37,462 sqft)
OwnerCompany Name on Record
Last Sale$1,675,000 (Jan 2022)
Tax Bill$23,675 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Aug 2021 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN63-01210-0000-00006

Property Details

APN / Parcel Number

Primary APN63-01210-0000-00006
Alternative APNs
  • 630121000006
  • 178700

Interior

Building Area5,252 sqft Living Area

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Lot Area37,462 sqft (0.86 acres)

Location & Zoning

Account Number178700
Street Address30 OAK DR
CityUPPER SADDLE RIVER
StateNJ
Zip07458-2132
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description.860 AC
Legal SubdivisionVALLYE VIEW ESTATES BORO/UPPER
Legal Block1210
Legal Lot Number6
JurisdictionBERGEN NJ
Township / Civil DivisionUPPER SADDLE RIVER
Census Block Group2
Census Block2010
Census Tract53201

Owner

Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address30 OAK DR, UPPER SADDLE RIVER, NJ 07458-2132
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2022Bargain and Sale Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA
Aug 4, 2021Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
May 24, 2021Deed of Trust, Mortgage · Line of Credit
PNC BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 13, 2022 · Amount on Record
Deed SaleJan 13, 2022 · Amount on Record
Prior SaleJan 25, 1993 · Amount on Record
Deed Document Number20225665
Deed Book / Page4534 / 1238
Record UpdatedOct 29, 2026

January 2022: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionBERGEN NJ
Recording DateJan 13, 2022
Property Address30 OAK DR, UPPER SADDLE RIVER, NJ 07458-2132
Document Number0045341238
Book / Page4534 / 1238
Instrument DateNov 10, 2021
Instrument2022005665
Transaction TypeTransfer
Record UpdatedMar 9, 2022
Title CompanyFOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$26,015.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address147 LAKEWOOD AVE, 147, HO HO KUS, NJ 07423-1143

Transferred To (Grantee/Buyer)

NameVerified Name
Address30 OAK DR, UPPER SADDLE RIVER, NJ 07458-2132

Mortgage

Document Number2022005666
DateJan 13, 2022
Instrument2022005666
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueDec 1, 2051

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address30 OAK DR, UPPER SADDLE RIVER, NJ 07458-2132
Transaction TypeMortgage
Record UpdatedSep 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address30 OAK DR, UPPER SADDLE RIVER, NJ 07458-2132

Mortgage

Document Number0043120068
DateAug 4, 2021
Book Page4312/68
Instrument2021125409
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term479 Months
DueJul 22, 2061
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address30 OAK DR, UPPER SADDLE RIVER, NJ 07458-2132
Transaction TypeMortgage
Record UpdatedJul 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address30 OAK DR, UPPER SADDLE RIVER, NJ 07458-2132

Mortgage

Document Number0041641091
DateMay 24, 2021
Book Page4164/1091
Instrument2021082496
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term479 Months
DueApr 28, 2061
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityUpper Saddle River Borough
Secondary School DistrictNorthern Highlands Regional School District (09 - 12)
Elementary School DistrictUpper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$914,100 (-) Land $343,700 Building $570,400$914,100 (-) Land $343,700 Building $570,400
2025$23,675.00 (+1.73%)$914,100 (+1.8%) Land $343,700 Building $570,400$914,100 (+1.8%) Land $343,700 Building $570,400
2024$23,272.00 (+4.81%)
2023$897,900 Land $343,700 Building $554,200$897,900 Land $343,700 Building $554,200
2022$22,205.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 89% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Oak Dr

Nearby Streets

Search Property Records by Address or Parcel Number