Bergen County and Upper Saddle River Borough property record for 13 Oak Dr, Upper Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 2,941 sqft · built 2024 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $700,000 (Apr 2022) |
| Tax Bill | $9,081 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Construction Loan Nov 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-01204-0000-00022 |
| Primary APN | 63-01204-0000-00022 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,941 sqft Living Area |
| 1st Floor Area | 2,941 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 37,462 sqft (0.86 acres) |
| Account Number | 174000 |
|---|---|
| Street Address | 13 OAK DR |
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-2131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .860 AC |
| Legal Subdivision | VALLEY VIEW ESTATES SEC #1 |
| Legal Block | 1204 |
| Legal Lot Number | 22 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 53201 |
Source: Bergen County and Upper Saddle River Borough records · APN 63-01204-0000-00022
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13 OAK DR, UPPER SADDLE RIVER, NJ 07458-2131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 18, 2022 | Deed, Construction Loan · Construction Mortgage CITIZENS BANK NA |
| Nov 10, 2022 | Redemption Deed, Transfer SUNNYSIDE TITLE AGENCY |
| Nov 10, 2022 | Redemption Deed, Transfer SUNNYSIDE TITLE AGENCY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 18, 2022 · Amount on Record |
| Deed Sale | Apr 18, 2022 · Amount on Record |
| Deed Document Number | 202242256 |
| Deed Book / Page | 4653 / 264 |
| Prior Transfer Date | Aug 21, 2008 |
| Prior Transfer Doc | 0095980032 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 18, 2022 |
| Property Address | 13 OAK DR, UPPER SADDLE RIVER, NJ 07458-2131 |
| Document Number | 0046530264 |
| Book / Page | 4653 / 264 |
| Instrument Date | Mar 23, 2022 |
| Instrument | 2022042256 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 27, 2023 |
| Title Company | SUNNYSIDE TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,935.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 300 TEANECK RD, TEANECK, NJ 07666-4043 |
| Name | Verified Name |
|---|---|
| Address | 13 OAK DR, UPPER SADDLE RIVER, NJ 07458-2131 |
| Document Number | 2022042257 |
|---|---|
| Date | Apr 18, 2022 |
| Instrument | 2022042257 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2052 |
| Document Type | Redemption Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 10, 2022 |
| Property Address | 13 OAK DR, UPPER SADDLE RIVER, NJ 07458-2131 |
| Document Number | 0048581133 |
| Book / Page | 4858 / 1133 |
| Instrument Date | Mar 07, 2022 |
| Instrument | 2022107095 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | SUNNYSIDE TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Redemption Amount |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Redemption Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 10, 2022 |
| Property Address | 13 OAK DR, UPPER SADDLE RIVER, NJ 07458-2131 |
| Document Number | 0048581135 |
| Book / Page | 4858 / 1135 |
| Instrument Date | Mar 07, 2022 |
| Instrument | 2022107096 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | SUNNYSIDE TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Redemption Amount |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Bergen County and Upper Saddle River Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,253,300 (+257.47%) Land $343,700 Building $909,600 | $1,253,300 (+257.47%) Land $343,700 Building $909,600 | |
| 2025 | $9,081.00 (+1.74%) | $350,600 (-) Land $343,700 Building $6,900 | $350,600 (-) Land $343,700 Building $6,900 |
| 2024 | $8,926.00 (-38.69%) | ||
| 2023 | $350,600 Land $343,700 Building $6,900 | $350,600 Land $343,700 Building $6,900 | |
| 2022 | $14,558.00 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 171 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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