25 Myopia Rd, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 25 Myopia Rd, Winchester, MA 01890

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,768 sqft · built 2005
Lot Size	0.474 acres (20,639 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,100,000 (Sep 2026)
Tax Bill	$32,054 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage May 2022 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`WINC M:020 B:0096 L:0`

Property Details

APN / Parcel Number

Primary APN	`WINC M:020 B:0096 L:0`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	4,768 sqft Living Area
Gross Area	7,643 sqft
Basement Area	2,091 sqft
Unfinished Basement	1,464 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,639 sqft (0.474 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	25 MYOPIA RD
City	WINCHESTER
State	MA
Zip	01890-3713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDA
Legal Block	96
Jurisdiction	WINCHESTER MA
Township / Civil Division	WINCHESTER
Census Block Group	2
Census Block	2017
Census Tract	338400

Owner

Source: Middlesex County and Winchester Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25 MYOPIA RD, WINCHESTER, MA 01890-3713
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Quit Claim Deed, Transfer · Conventional Mortgage UNION FEDERAL CREDIT UNION
May 2, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage WASHINGTON TRUST MORTGAGE CO
Aug 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Dec 20, 2019	Deed of Trust, Mortgage · ARM BANK OF AMERICA NA
Feb 28, 2020	Deed of Trust, Mortgage · ARM BANK OF AMERICA NA
Mar 21, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Nov 29, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Nov 9, 2018	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2026 · Amount on Record
Deed Sale	Sep 2, 2026 · Amount on Record
Prior Sale	May 2, 2022 · Amount on Record
Deed Document Number	2026112050
Deed Book / Page	86097 / 307
Prior Transfer Date	Aug 1, 2026
Prior Transfer Doc	0000112050
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Sep 2, 2026
Property Address	25 MYOPIA RD, WINCHESTER, MA 01890-3713
Document Number	0000112050
Book / Page	86097 / 307
Instrument Date	Aug 1, 2026
Instrument	2026112050
Transaction Type	Transfer
Record Updated	Sep 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	25 MYOPIA RD, WINCHESTER, MA 01890-3713

Mortgage

Date	Sep 2, 2026

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	May 2, 2022
Property Address	25 MYOPIA RD, WINCHESTER, MA 01890-3713
Document Number	080065-247
Book / Page	80065 / 247
Instrument Date	Apr 29, 2022
Instrument	65641
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065643
Date	May 2, 2022
Instrument	65643

Lender

Name	WASHINGTON TRUST MORTGAGE CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	May 1, 2027
Max Rate At Change	3%
Index	1-Year CMT
Margin	3

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	25 MYOPIA RD, WINCHESTER, MA 01890-3713
Transaction Type	Mortgage
Record Updated	Aug 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	78379-484
Date	Aug 2, 2021
Book Page	78379/484
Instrument	172833

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	325 Months
Due	Sep 1, 2048

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	25 MYOPIA RD, WINCHESTER, MA 01890-3713
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73871-149
Date	Dec 20, 2019
Book Page	73871/149
Instrument	203379

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Type Change Date	Dec 1, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	25 MYOPIA RD, WINCHESTER, MA 01890-3713
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74205-514
Date	Feb 28, 2020
Book Page	74205/514
Instrument	30100

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Type Change Date	Mar 1, 2027

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	25 MYOPIA RD, WINCHESTER, MA 01890-3713
Document Number	72369-461
Instrument Date	Mar 21, 2019
Transaction Type	Mortgage
Record Updated	Apr 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25 MYOPIA RD WINCHESTER MA 018903713, WINCHESTER, MA 01890-3713

Mortgage

Document Number	72369-461
Date	Mar 25, 2019
Book Page	072369/000461
Instrument	35950

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 24, 2049

Interest

Rate Type	Adjustable Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	25 MYOPIA RD, WINCHESTER, MA 01890-3713
Document Number	71992-569
Instrument Date	Nov 29, 2018
Transaction Type	Mortgage
Record Updated	Jan 2, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 MYOPIA RD WINCHESTER MA 018903713, WINCHESTER, MA 01890-3713

Mortgage

Document Number	71992-569
Date	Dec 11, 2018
Book Page	071992/000569
Instrument	8166

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2048

Interest

Rate Type	Adjustable Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	25 MYOPIA RD, WINCHESTER, MA 01890-3713
Document Number	71865-516
Instrument Date	Nov 9, 2018
Transaction Type	Mortgage
Record Updated	Nov 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25 MYOPIA RD WINCHESTER MA 018903713, WINCHESTER, MA 01890-3713

Mortgage

Document Number	71865-516
Date	Nov 9, 2018
Book Page	071865/000516
Instrument	2869

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$32,054.00 (+10,273.46%)	$2,893,000 (+3.54%) Land $1,360,400 Building $1,532,600	$2,980,843 (-10.08%)
2025	$309.00 (-99.02%)	$2,794,100 (+0.36%) Land $1,320,400 Building $1,473,700	$3,315,025
2024	$31,545.00 (+23.94%)	$2,784,200 (+29.08%) Land $1,320,400 Building $1,463,800
2023	$25,451.00	$2,156,900 Land $1,240,400 Building $916,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	10 (1979–2010)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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