Essex County and Lynnfield Town property record for 25 Melch Rd, Lynnfield, MA 01940
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,129 sqft · built 1960 |
| Lot Size | 0.346 acres (15,072 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $725,000 (Jul 2021) |
| Tax Bill | $11,674 (2026) |
| Deeds & Mortgages | Oct 2020 Refinance Jul 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | LYNF M:0046 B:0000 L:0147 |
| Primary APN | LYNF M:0046 B:0000 L:0147 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,129 sqft Living Area |
| Gross Area | 4,208 sqft |
| Basement Area | 2,171 sqft |
| Finished Basement | 1,670 sqft |
| Unfinished Basement | 501 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,072 sqft (0.346 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 25 MELCH RD |
|---|---|
| City | LYNNFIELD |
| State | MA |
| Zip | 01940-2027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 147 |
| Jurisdiction | LYNNFIELD MA |
| Township / Civil Division | LYNNFIELD |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 209100 |
Source: Essex County and Lynnfield Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 25 MELCH RD, LYNNFIELD, MA 01940-2027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 6, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORP |
| Jul 13, 2021 | Correction Deed |
| Jun 25, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage METRO CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 13, 2021 · Amount on Record |
| Deed Sale | Jul 13, 2021 · Amount on Record |
| Prior Sale | Jun 25, 2021 · Amount on Record |
| Deed Book / Page | 40076 / 107 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Property Address | 25 MELCH RD, LYNNFIELD, MA 01940-2027 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 039026-570 |
|---|---|
| Date | Oct 6, 2020 |
| Book Page | 39026/570 |
| Instrument | 20201006004420 |
| Name | AMERISAVE MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Recording Date | Jul 13, 2021 |
| Property Address | 25 MELCH RD, LYNNFIELD, MA 01940-2027 |
| Document Number | 040076-107 |
| Book / Page | 40076 / 107 |
| Instrument Date | Jul 2, 2021 |
| Instrument | 20210713001670 |
| Record Updated | Jan 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 25 MELCH RD, LYNNFIELD, MA 01940-2027 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Recording Date | Jun 25, 2021 |
| Property Address | 25 MELCH RD, LYNNFIELD, MA 01940-2027 |
| Document Number | 040021-253 |
| Book / Page | 40021 / 253 |
| Instrument Date | Jun 25, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 25 MELCH RD, LYNNFIELD, MA 01940-2027 |
| Document Number | 0040021257 |
|---|---|
| Date | Jun 25, 2021 |
| Instrument | 40021/257 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Lynnfield Town |
| Unified School District | Lynnfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,674.00 (+9.25%) | $1,018,700 (+0.67%) Land $504,700 Building $513,300 | $1,124,753 (+1.7%) |
| 2025 | $10,686.00 (+13.3%) | $1,011,900 (+12.76%) Land $500,300 Building $511,600 | $1,105,990 |
| 2024 | $9,432.00 (-3.38%) | $897,400 (+3.88%) Land $442,700 Building $454,700 | |
| 2023 | $9,762.00 | $863,900 Land $420,000 Building $443,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1979–2014) |
| Most Recent Claim | Dec 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNNFIELD CENTER WATER DISTRICT serves 8,525 people · EPA ID MA3164000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2023 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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