22 Melch Rd, Lynnfield, MA 01940 Property Records

Essex County and Lynnfield Town property record for 22 Melch Rd, Lynnfield, MA 01940

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,107 sqft · built 1958
Lot Size	0.588 acres (25,622 sqft)
Owner	2 Individual Names on Record
Last Sale	$665,000 (Jul 2019)
Tax Bill	$9,544 (2026)
Deeds & Mortgages	Jun 2022 Refinance Jan 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`LYNF M:0046 B:0000 L:0189`

Property Details

APN / Parcel Number

Primary APN	`LYNF M:0046 B:0000 L:0189`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,107 sqft Living Area
Gross Area	3,190 sqft
Basement Area	1,779 sqft
Finished Basement	1,194 sqft
Unfinished Basement	585 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,622 sqft (0.588 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	22 MELCH RD
City	LYNNFIELD
State	MA
Zip	01940-2036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	LYNNFIELD HUCKLEBERRY HILL SEC
Legal Lot Number	189
Jurisdiction	LYNNFIELD MA
Township / Civil Division	LYNNFIELD
Census Block Group	3
Census Block	3001
Census Tract	209100

Owner

Source: Essex County and Lynnfield Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22 MELCH RD, LYNNFIELD, MA 01940-2036
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance EVERETT COOPERATIVE BANK
Jan 24, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance EVERETT COOPERATIVE BANK
Jul 26, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance EVERETT COOPERATIVE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2019 · Amount on Record
Deed Sale	Jul 26, 2019 · Amount on Record
Prior Sale	Aug 15, 1994 · Amount on Record
Deed Book / Page	37701 / 70
Prior Transfer Date	Jul 25, 2019
Prior Transfer Doc	0037701-70
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	22 MELCH RD, LYNNFIELD, MA 01940-2036
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041026-248
Date	Jun 27, 2022
Book Page	41026/248
Instrument	20220627000900

Lender

Name	EVERETT COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2047

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	22 MELCH RD, LYNNFIELD, MA 01940-2036
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040676-16
Date	Jan 24, 2022
Book Page	40676/16
Instrument	20220124001500

Lender

Name	EVERETT COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNNFIELD MA
Recording Date	Jul 26, 2019
Property Address	22 MELCH RD, LYNNFIELD, MA 01940-2036
Document Number	37701-70
Book / Page	37701 / 70
Instrument Date	Jul 25, 2019
Instrument	20190726004750
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 MELCH RD, LYNNFIELD, MA 01940-2036

Mortgage

Document Number	190726004760
Date	Jul 26, 2019
Instrument	190726004760

Lender

Name	EVERETT COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Lynnfield Town
Unified School District	Lynnfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,544.00 (+9.47%)	$832,800 (+0.87%) Land $507,400 Building $324,800	$901,872 (+3.96%)
2025	$8,718.00 (+13.55%)	$825,600 (+13.02%) Land $503,000 Building $322,600	$867,540
2024	$7,678.00 (+0.44%)	$730,500 (+7.98%) Land $445,000 Building $285,500
2023	$7,644.00	$676,500 Land $422,300 Building $254,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1979–2014)
Most Recent Claim	Dec 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNNFIELD CENTER WATER DISTRICT serves 8,525 people · EPA ID MA3164000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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