Essex County and Lynnfield Town property record for 21 Melch Rd, Lynnfield, MA 01940
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,006 sqft · built 1958 |
| Lot Size | 0.349 acres (15,198 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $9,983 (2026) |
| Deeds & Mortgages | Jan 2020 Mortgage Feb 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | LYNF M:0046 B:0000 L:0155 |
| Primary APN | LYNF M:0046 B:0000 L:0155 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,006 sqft Living Area |
| Gross Area | 3,472 sqft |
| Basement Area | 1,486 sqft |
| Finished Basement | 864 sqft |
| Unfinished Basement | 622 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,198 sqft (0.349 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 21 MELCH RD |
|---|---|
| City | LYNNFIELD |
| State | MA |
| Zip | 01940-2027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 155 |
| Jurisdiction | LYNNFIELD MA |
| Township / Civil Division | LYNNFIELD |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 209100 |
Source: Essex County and Lynnfield Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 21 MELCH RD, LYNNFIELD, MA 01940-2027 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jan 10, 2020 | Deed of Trust, Mortgage · Balloon Mortgage WEBSTER BANK |
| Feb 19, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 19, 2018 |
| Transfer Doc | 37336-158 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Property Address | 21 MELCH RD, LYNNFIELD, MA 01940-2027 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38182-348 |
|---|---|
| Date | Jan 10, 2020 |
| Book Page | 38182/348 |
| Instrument | 20200110000720 |
| Name | WEBSTER BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Recording Date | Feb 19, 2019 |
| Property Address | 21 MELCH RD, LYNNFIELD, MA 01940-2027 |
| Document Number | 37336-158 |
| Book / Page | 037336 / 000158 |
| Instrument Date | Dec 19, 2018 |
| Instrument | 1902193740 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 21 MELCH RD LYNNFIELD MA 019402027, LYNNFIELD, MA 01940-2027 |
Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Lynnfield Town |
| Unified School District | Lynnfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,983.00 (+9.49%) | $871,100 (+0.89%) Land $504,700 Building $366,400 | $802,466 (+2.3%) |
| 2025 | $9,118.00 (+13.54%) | $863,400 (+13%) Land $500,300 Building $363,100 | $784,415 |
| 2024 | $8,031.00 (+0.11%) | $764,100 (+7.63%) Land $442,700 Building $321,400 | |
| 2023 | $8,022.00 | $709,900 Land $420,000 Building $289,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1979–2014) |
| Most Recent Claim | Dec 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNNFIELD CENTER WATER DISTRICT serves 8,525 people · EPA ID MA3164000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2023 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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