25 Laurel Dr, Valley, AL 36854 Property Records

Chambers County property record for 25 Laurel Dr, Valley, AL 36854

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,560 sqft · built 1980
Lot Size	0.342 acres (14,900 sqft)
Owner	Individual Name on Record
Last Sale	$156,500 (Dec 2024)
Tax Bill	$1,979 (2026)
Deeds & Mortgages	Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-18-04-18-2-003-013.001`

Property Details

APN / Parcel Number

Primary APN	`12-18-04-18-2-003-013.001`
Alternative APNs	`1804182003013001` `429050`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,560 sqft Living Area
1st Floor Area	1,560 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,900 sqft (0.342 acres)
Lot Dimensions	149 ft deep x 100 ft wide
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	408 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	429050
Street Address	25 LAUREL DR
City	VALLEY
State	AL
Zip	36854-4174
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25WINDWOOD SUB.M.B. 5 PG. 91IN SW1/4 OF NW1/4.S18 T21N R29ECITY OF VALLEY
Legal Range	29
Legal Township	21
Legal Section	18
Legal Subdivision	WINDWOOD SUB
Legal Lot Number	25
Jurisdiction	CHAMBERS AL
Township / Civil Division	VALLEY
Census Block Group	3
Census Block	3054
Census Tract	954600

Owner

Source: Chambers County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	25 LAUREL DR, VALLEY, AL 36854-4174
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2024 · Amount on Record
Deed Sale	Dec 5, 2024 · Amount on Record
Prior Sale	May 14, 2024 · Amount on Record
Deed Document Number	20245829
Prior Transfer Date	Apr 19, 2024
Prior Transfer Doc	0000002315
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS AL
Property Address	25 LAUREL DR, VALLEY, AL 36854-4174
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20173832
Date	Sep 21, 2017
Instrument	2017-3832

Lender

Name	CHARTERBANK
Type	Bank
Address	WEST POINT, GA 31833

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Chambers County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chambers County
Municipality	Valley City
Unified School District	Chambers County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,979.00 (+65.33%) Homeowner's exemption
2025	$1,197.00 (+127.13%)	$28,188 (+100.2%) Land $1,540 Building $26,648	$140,940 (+0.01%) Land $7,700 Building $133,240
2024	$527.00 Additional exemption filed	$14,080 (-) Land $760 Building $13,320	$140,920 (-) Land $7,680 Building $133,240
2023	$527.00 (+1.35%) Additional exemption filed	$14,080 (+1.29%) Land $760 Building $13,320	$140,920 (+1.31%) Land $7,680 Building $133,240
2022	$520.00 Additional exemption filed	$13,900 Land $760 Building $13,140	$139,100 Land $7,680 Building $131,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2003)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST ALABAMA, WATER & FIRE PRO DISTRICT serves 17,532 people · EPA ID AL0000174
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20