23 Laurel Dr, Valley, AL 36854 Property Records

Chambers County property record for 23 Laurel Dr, Valley, AL 36854

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,634 sqft · built 1977
Lot Size	0.367 acres (16,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$229,900 (May 2025)
Tax Bill	$952 (2026)
Deeds & Mortgages	May 2025 Mortgage Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-18-04-18-2-003-015.000`

Property Details

APN / Parcel Number

Primary APN	`12-18-04-18-2-003-015.000`
Alternative APNs	`1804182003015000` `437235` `494790`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,634 sqft Living Area
1st Floor Area	1,634 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Flat
Roof Material	Asphalt
Lot Area	16,000 sqft (0.367 acres)
Lot Dimensions	160 ft deep x 100 ft wide
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	43 sqft
Deck Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	494790
Street Address	23 LAUREL DR
City	VALLEY
State	AL
Zip	36854-4174
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 WINDWOOD SUB. M.B. 5 PG. 91 IN SW1/4 OF NW1/4. S18 T21N R29E CITY OF VALLEY
Legal Range	29
Legal Township	21
Legal Section	18
Legal Subdivision	WINDWOOD SUB
Legal Lot Number	23
Jurisdiction	CHAMBERS AL
Township / Civil Division	VALLEY
Census Block Group	3
Census Block	3054
Census Tract	954600

Owner

Source: Chambers County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 LAUREL DR, VALLEY, AL 36854-4174
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 29, 2025	Deed of Trust, Mortgage · FHA Mortgage AMERIS BANK
Dec 1, 2022	Deed, Transfer · Conventional Mortgage AMERIS BANK
Jun 25, 2018	Warranty Deed, Transfer AUBURN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2025 · Amount on Record
Deed Sale	May 29, 2025 · Amount on Record
Prior Sale	Dec 1, 2022 · Amount on Record
Deed Document Number	20252464
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS AL
Property Address	23 LAUREL DR, VALLEY, AL 36854-4174
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	180 AMBURST CIR, WEST POINT, GA 31833-6800

Mortgage

Document Number	02025/2465
Date	May 29, 2025
Book Page	2025/2465

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAMBERS AL
Recording Date	Dec 1, 2022
Property Address	23 LAUREL DR, VALLEY, AL 36854-4174
Document Number	02022/5345
Book / Page	2022 / 5345
Map Reference	MB D PG 72
Instrument Date	Nov 29, 2022
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23 LAUREL DR, VALLEY, AL 36854-4174

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	23 LAUREL DR, VALLEY, AL 36854-4174

Mortgage

Document Number	0020225346
Date	Dec 1, 2022
Instrument	2022/5346

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMBERS AL
Recording Date	Jun 25, 2018
Property Address	23 LAUREL DR, VALLEY, AL 36854-4174
Document Number	02018/2702
Book / Page	2018 / 2702
Instrument Date	Jun 22, 2018
Transaction Type	Transfer
Record Updated	Jan 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 LAUREL DR, VALLEY, AL 36854-4174

Mortgage

Document Number	0020182703
Date	Jun 25, 2018
Instrument	20182703

Lender

Name	AUBURN BANK
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Chambers County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chambers County
Municipality	Valley City
Unified School District	Chambers County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$952.00 (+78.28%) Homeowner's exemption
2025	$534.00	$28,452 (+99.8%) Land $1,580 Building $26,872	$142,260 (-0.01%) Land $7,900 Building $134,360
2024	$534.00 Additional exemption filed	$14,240 (-) Land $800 Building $13,440	$142,280 (-) Land $7,920 Building $134,360
2023	$534.00 Additional exemption filed	$14,240 (-) Land $800 Building $13,440	$142,280 (-0.08%) Land $7,920 Building $134,360
2022	$534.00 Additional exemption filed	$14,240 Land $800 Building $13,440	$142,400 Land $7,920 Building $134,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2003)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST ALABAMA, WATER & FIRE PRO DISTRICT serves 17,532 people · EPA ID AL0000174
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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