22 Laurel Dr, Valley, AL 36854 Property Records

Chambers County property record for 22 Laurel Dr, Valley, AL 36854

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,748 sqft · built 1979
Lot Size	1.48 acres (64,480 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Dec 2025)
Tax Bill	$562 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-18-04-18-2-003-016.000`

Property Details

APN / Parcel Number

Primary APN	`12-18-04-18-2-003-016.000`
Alternative APNs	`1804182003016000` `446670`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,748 sqft Living Area
1st Floor Area	1,748 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	64,480 sqft (1.48 acres)
Lot Dimensions	160 ft deep x 403 ft wide
Porch	Slab
Porch Area	36 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	446670
Street Address	22 LAUREL DR
City	VALLEY
State	AL
Zip	36854-4174
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 21 & 22WINDWOOD SUB.M.B. 5 PG. 91IN SW1/4 OF NW1/4.S18 T21N R29ECITY OF VALLEY
Legal Range	29
Legal Township	21
Legal Section	18
Legal Subdivision	WINDWOOD SUB
Legal Lot Number	21
Jurisdiction	CHAMBERS AL
Township / Civil Division	VALLEY
Census Block Group	3
Census Block	3054
Census Tract	954600

Owner

Source: Chambers County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22 LAUREL DR, VALLEY, AL 36854-4174
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 22, 2019	Warranty Deed, Transfer · FHA Mortgage STATEWIDE MORTGAGE
Oct 12, 2018	Foreclosure
Dec 29, 2017	Warranty Deed, Transfer · VA Mortgage INTERLINC MORTGAGE SERVICES LLC
Jul 27, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2025 · Amount on Record
Deed Sale	Dec 2, 2025 · Amount on Record
Prior Sale	Jan 22, 2019 · Amount on Record
Deed Document Number	20255254
Prior Transfer Date	Jul 27, 2017
Prior Transfer Doc	0020172956
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS AL
Property Address	22 LAUREL DR, VALLEY, AL 36854-4174
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 LINDA LN, LAGRANGE, GA 30240-9128

Mortgage

Document Number	02025/5255
Date	Dec 2, 2025
Book Page	2025/5255

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMBERS AL
Recording Date	Jan 22, 2019
Property Address	22 LAUREL DR, VALLEY, AL 36854-4174
Document Number	002019/363
Book / Page	2019 / 363
Instrument Date	Jan 8, 2019
Transaction Type	Transfer
Record Updated	Jan 21, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1303 CREST CLUB DR, VALLEY, AL 36854-8632

Mortgage

Document Number	0002019364
Date	Jan 22, 2019
Instrument	2019/364

Lender

Name	STATEWIDE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	002019/363
Date	Jan 22, 2019
Book Page	2019/363

Lender

Name	STATEWIDE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

October 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	CHAMBERS AL
Recording Date	Oct 12, 2018
Property Address	22 LAUREL DR, VALLEY, AL 36854-4174
Document Number	02018/4305
Book / Page	2018 / 4305
Instrument Date	Oct 9, 2018
Transaction Type	Foreclosure
Record Updated	Jan 21, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3701, IRVING, TX 75063
Investor	Possibly a Property Investor

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMBERS AL
Recording Date	Dec 29, 2017
Property Address	22 LAUREL DR, VALLEY, AL 36854-4174
Document Number	0020175034
Map Reference	MB 5 PG 91
Instrument Date	Dec 22, 2017
Instrument	2017-5034
Transaction Type	Transfer
Record Updated	Oct 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3002 15TH AVE, 3002, VALLEY, AL 36854-2905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 LAUREL DR, VALLEY, AL 36854-4174

Mortgage

Document Number	0020175035
Date	Dec 29, 2017
Instrument	2017-5035

Lender

Name	INTERLINC MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	HOUSTON, TX 77064

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMBERS AL
Recording Date	Jul 27, 2017
Property Address	22 LAUREL DR, VALLEY, AL 36854-4174
Document Number	0020172956
Map Reference	MB 5 PG 91
Instrument Date	Jul 27, 2017
Instrument	2017-2956
Transaction Type	Transfer
Record Updated	Nov 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22 LAUREL DR, 22, VALLEY, AL 36854-4174

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 LAUREL DR, VALLEY, AL 36854-4174

Tax Assessment & Valuation

Source: Chambers County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chambers County
Municipality	Valley City
Unified School District	Chambers County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$562.00 (+7.87%) Homeowner's exemption
2025	$521.00 (+2.56%)	$27,860 (+104.55%) Land $4,000 Building $23,860	$139,300 (+2.33%) Land $20,000 Building $119,300
2024	$508.00 Additional exemption filed	$13,620 (-) Land $1,680 Building $11,940	$136,130 (-) Land $16,860 Building $119,270
2023	$508.00 Additional exemption filed	$13,620 (-) Land $1,680 Building $11,940	$136,130 (-) Land $16,860 Building $119,270
2022	$508.00 Additional exemption filed	$13,620 Land $1,680 Building $11,940	$136,130 Land $16,860 Building $119,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2003)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST ALABAMA, WATER & FIRE PRO DISTRICT serves 17,532 people · EPA ID AL0000174
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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