Worcester County and Westminster Town property record for 15 Fred Smith Rd, Westminster, MA 01473
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,030 sqft · built 1992 |
| Lot Size | 4.31 acres (187,930 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,253 (2026) |
| Deeds & Mortgages | Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WMIN M:14 B:L:10 |
| Primary APN | WMIN M:14 B:L:10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,030 sqft Living Area |
| Gross Area | 4,216 sqft |
| Basement Area | 616 sqft |
| Unfinished Basement | 616 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Material | Asphalt |
| Lot Area | 187,930 sqft (4.31 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 2279 |
|---|---|
| Street Address | 15 FRED SMITH RD |
| City | WESTMINSTER |
| State | MA |
| Zip | 01473-6663 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Lot Number | 10 |
| Jurisdiction | WESTMINSTER MA |
| Township / Civil Division | WESTMINSTER |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 708100 |
Source: Worcester County and Westminster Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15 FRED SMITH RD, WESTMINSTER, MA 01473-6663 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMINSTER MA |
| Property Address | 15 FRED SMITH RD, WESTMINSTER, MA 01473-6663 |
| Document Number | 9242-175 |
| Instrument Date | Dec 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2019 |
| Name | Verified Name |
|---|---|
| Address | 15 FRED SMITH RD WESTMINSTER MA 014736663, WESTMINSTER, MA 01473-6663 |
| Document Number | 9242-175 |
|---|---|
| Date | Jan 3, 2019 |
| Book Page | 009242/000175 |
| Instrument | 108 |
| Name | QUAD CTY BK&TR |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 2, 2049 |
Source: Worcester County and Westminster Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Westminster Town |
| Unified School District | Ashburnham-Westminster School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,253.00 (+5.84%) | $447,800 (+10.98%) Land $119,900 Building $327,900 | $518,517 (+3.43%) |
| 2025 | $4,963.00 (+4.66%) | $403,500 (+4.32%) Land $119,900 Building $283,600 | $501,315 |
| 2024 | $4,742.00 (-0.63%) | $386,800 (+5.86%) Land $119,900 Building $266,900 | |
| 2023 | $4,772.00 | $365,400 Land $112,100 Building $253,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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