25 E Harrison Ave, Cottage Grove, OR 97424 Property Records

Lane County property record for 25 E Harrison Ave, Cottage Grove, OR 97424

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,850 sqft · built 2004
Lot Size	0.16 acres (6,969 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Oct 2017)
Tax Bill	$4,487 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`20-03-32-14-00301-000`

Property Details

APN / Parcel Number

Primary APN	`20-03-32-14-00301-000`
Alternative APNs	`2003321400301` `1739513`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,850 sqft Living Area
1st Floor Area	1,850 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,969 sqft (0.16 acres)
Garage Type	Detached
Garage Area	806 sqft
Driveway	Driveway
Driveway Area	1,870 sqft
Parking Spaces	3 Parking Spaces
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1739513
Street Address	25 E HARRISON AVE
City	COTTAGE GROVE
State	OR
Zip	97424-2470
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TL 00301
Legal Range	03
Legal Township	20
Legal Section	32
Legal Subdivision	MILAPOO PARK
Legal Block	3
Legal Lot Number	301
Jurisdiction	LANE OR
Township / Civil Division	COTTAGE GROVE
Census Block Group	3
Census Block	3024
Census Tract	1202

Owner

Source: Lane County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25 E HARRISON AVE, COTTAGE GROVE, OR 97424-2470
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE
Aug 21, 2019	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jun 25, 2020	Deed of Trust, Mortgage · VA Mortgage PLANET HM LNDG
Oct 4, 2017	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2017 · Amount on Record
Deed Sale	Oct 4, 2017 · Amount on Record
Prior Sale	Apr 26, 2004
Deed Document Number	201749131
Prior Transfer Date	Oct 22, 2008
Prior Transfer Doc	0000063152
Record Updated	Jun 8, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	25 E HARRISON AVE, COTTAGE GROVE, OR 97424-2470
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NEXTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012692
Date	Mar 15, 2017
Instrument	2017-012692

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	25 E HARRISON AVE, COTTAGE GROVE, OR 97424-2470
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036125
Date	Aug 21, 2019
Instrument	2019-036125

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	25 E HARRISON AVE, COTTAGE GROVE, OR 97424-2470
Document Number	0000036567
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25 E HARRISON AVE COTTAGE GROVE OR 974242470, COTTAGE GROVE, OR 97424-2470

Mortgage

Document Number	0000036567
Date	Jul 10, 2020
Instrument	36567

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Oct 4, 2017
Property Address	25 E HARRISON AVE, COTTAGE GROVE, OR 97424-2470
Document Number	0000049131
Instrument Date	Sep 25, 2017
Instrument	49131
Transaction Type	Transfer
Record Updated	Oct 10, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25 E HARRISON AVE COTTAGE GROVE OR 974242470, COTTAGE GROVE, OR 97424-2470

Mortgage

Document Number	49132
Date	Oct 4, 2017
Instrument	49132

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2047

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Cottage Grove City
Unified School District	South Lane School District 45J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,487.00 (+4.91%) Veteran's exemption	$277,178 (+6.09%)	$459,258 (+4.55%) Land $43,091 Building $416,167
2023	$4,277.00 (+4.01%) Veteran's exemption	$261,267 (+3%)	$439,259 (+8.18%) Land $31,919 Building $407,340
2022	$4,112.00 Veteran's exemption	$253,658	$406,032 Land $32,877 Building $373,155

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COTTAGE GROVE serves 10,879 people · EPA ID OR4100236
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
Hunter Communications Fixed Wireless	200 / 20

May also be available: DFN.

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