125 E Harrison Ave, Cottage Grove, OR 97424 Property Records

Lane County property record for 125 E Harrison Ave, Cottage Grove, OR 97424

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,480 sqft · built 1979
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$179,900 (Dec 2014)
Tax Bill	$2,916 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`20-03-33-23-00801-000`

Property Details

APN / Parcel Number

Primary APN	`20-03-33-23-00801-000`
Alternative APNs	`2003332300801` `0913093`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,480 sqft Living Area
Gross Area	1,920 sqft
1st Floor Area	1,480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1981
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Attached
Garage Area	440 sqft
Driveway	Driveway
Driveway Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	0913093
Street Address	125 E HARRISON AVE
City	COTTAGE GROVE
State	OR
Zip	97424-2472
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TL 00801
Legal Range	03
Legal Township	20
Legal Section	33
Legal Subdivision	MILAPOO PARK
Legal Block	4
Legal Lot Number	801
Jurisdiction	LANE OR
Township / Civil Division	COTTAGE GROVE
Census Block Group	3
Census Block	3025
Census Tract	1202

Owner

125 E Harrison Ave is owned and occupied by two individuals who bought it in December 2014.

Source: Lane County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	125 E HARRISON AVE, COTTAGE GROVE, OR 97424-2472
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2023	Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC
Oct 30, 2020	Deed of Trust, Mortgage · VA Mortgage PREMIER MORTGAGE RESOURCES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2014 · Amount on File
Deed Sale	Dec 23, 2014 · Amount on File
Prior Sale	Aug 6, 2012 · Amount on File
Deed Document Number	201450764
Prior Transfer Date	Nov 1, 2010
Prior Transfer Doc	0000056534
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	125 E HARRISON AVE, COTTAGE GROVE, OR 97424-2472
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 E HARRISON AVE, COTTAGE GROVE, OR 97424-2472

Mortgage

Document Number	0000022410
Date	Aug 3, 2023
Instrument	2023-022410

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	125 E HARRISON AVE, COTTAGE GROVE, OR 97424-2472
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062919
Date	Oct 30, 2020
Instrument	2020-062919

Lender

Name	PREMIER MORTGAGE RESOURCES LLC
Type	Mortgage Company
Address	PORTLAND, OR 97209

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 125 E Harrison Ave was $2,916 with a veteran's exemption.

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Cottage Grove City
Unified School District	South Lane School District 45J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,916.00 Veteran's exemption	$191,196	$366,458 Land $45,306 Building $321,152
2023	$2,780.00 (+4.04%) Veteran's exemption	$180,222 (+3%)	$347,962 (+9.79%) Land $34,480 Building $313,482
2022	$2,672.00 Veteran's exemption	$174,973	$316,931 Land $35,514 Building $281,417

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 125 E Harrison Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 E Harrison Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COTTAGE GROVE serves 10,879 people · EPA ID OR4100236
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
Hunter Communications Fixed Wireless	200 / 20

May also be available: DFN.

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