21 E Harrison Ave, Cottage Grove, OR 97424 Property Records

Lane County property record for 21 E Harrison Ave, Cottage Grove, OR 97424

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1937
Lot Size	0.339 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$211,000 (Jul 2019)
Tax Bill	$2,492 (2025)
Deeds & Mortgages	May 2021 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`20-03-32-14-00400-000`

Property Details

APN / Parcel Number

Primary APN	`20-03-32-14-00400-000`
Alternative APN	`0906568`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,056 sqft Finished Area
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1989
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.339 acres)
Lot Dimensions	100 ft deep x 143 ft wide
Garage Type	Detached
Garage Area	360 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	0906568
Street Address	21 E HARRISON AVE
City	COTTAGE GROVE
State	OR
Zip	97424-2470
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-SINGLE-FAMILY RES
Legal Description	SUBD:MILAPOO PARK SEC/TWN/RNG/MER:SEC 32 TWN 20 RNG 03
Legal Range	03W
Legal Township	20S
Legal Section	32
Legal Quarter	NE
Quarter-Quarter Section	SE
Legal Subdivision	MILAPOO PARK
Legal Lot Number	400
Jurisdiction	LANE OR
Township / Civil Division	COTTAGE GROVE
Census Block Group	3
Census Block	3024
Census Tract	1202

Owner

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	21 E HARRISON AVE, COTTAGE GROVE, OR 97424-2470
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage DIRECTORS MORTGAGE INC
Jul 15, 2019	Warranty Deed, Transfer · Conventional Mortgage DIRECTORS MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2019 · Amount on Record
Deed Sale	Jul 15, 2019 · Amount on Record
Prior Sale	Jul 15, 2019 · Amount on Record
Deed Document Number	0000029367
Last Transfer Date	May 14, 2021
Transfer Doc	0000033037
Record Updated	Jun 8, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANE OR
Recording Date	May 14, 2021
Property Address	21 E HARRISON AVE, COTTAGE GROVE, OR 97424-2470
Document Number	0000033037
Instrument Date	May 10, 2021
Instrument	2021-033037
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	NOT AVAILABLE, WESTERN TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21 E HARRISON AVE, COTTAGE GROVE, OR 97424-2470

Mortgage

Document Number	0000033038
Date	May 14, 2021
Instrument	2021-033038

Lender

Name	DIRECTORS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Jul 15, 2019
Property Address	21 E HARRISON AVE, COTTAGE GROVE, OR 97424-2470
Document Number	0000029367
Map Reference	MB 7 PG 5
Instrument Date	Jul 15, 2019
Instrument	2019-029367
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 E HARRISON AVE, COTTAGE GROVE, OR 97424-2470

Mortgage

Document Number	0000029368
Date	Jul 15, 2019
Instrument	2019-029368

Lender

Name	DIRECTORS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Cottage Grove City
Unified School District	South Lane School District 45J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,492.00 (+4.88%)	$136,437 (+6.09%)	$346,289 (+6.08%) Land $58,289 Building $288,000
2023	$2,376.00 (+10.56%)	$128,606 (+9.45%)	$326,442 (+26.27%) Land $45,017 Building $281,425
2022	$2,149.00	$117,499	$258,533 Land $46,368 Building $212,165

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COTTAGE GROVE serves 10,879 people · EPA ID OR4100236
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
Hunter Communications Fixed Wireless	200 / 20

May also be available: DFN.

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