25 Decker St, Basking Ridge, NJ 07920 Property Records

Somerset County and Bernards Township property record for 25 Decker St, Basking Ridge, NJ 07920

Property Summary

Property Type	Single Family Home
Details	1,942 sqft · built 1966
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$801,000 (Jan 2024)
Tax Bill	$13,928 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-01302-0000-00019`

Property Details

APN / Parcel Number

Primary APN	`02-01302-0000-00019`
Alternative APN	`0200091000000022`

Interior

Stories	1 Story
Building Area	1,942 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	0200091000000022
Street Address	25 DECKER ST
City	BASKING RIDGE
State	NJ
Zip	07920-2003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Subdivision	BERNARDS PLATEAU
Legal Block	1302
Legal Lot Number	19
Jurisdiction	SOMERSET NJ
Township / Civil Division	BERNARDS
Census Block Group	3
Census Block	3029
Census Tract	52400

Owner

25 Decker St is owned and occupied by two individuals who bought it in January 2024.

Source: Somerset County and Bernards Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	25 DECKER ST, BASKING RIDGE, NJ 07920-2003
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2024	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 1, 2018	Grant Deed, Transfer · Conventional with PMI WFB NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2024 · Amount on File
Deed Sale	Jan 10, 2024 · Amount on File
Prior Sale	May 1, 2018 · Amount on File
Deed Document Number	2024903
Deed Book / Page	7540 / 2297
Record Updated	Oct 29, 2026

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jan 10, 2024
Property Address	25 DECKER ST, BASKING RIDGE, NJ 07920-2003
Document Number	0000000903
Book / Page	7540 / 2297
Instrument Date	Dec 18, 2023
Instrument	2024000903
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,315.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8758 KNOLLING LOOP, OOLTEWAH, TN 37363-2007

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 DECKER ST, BASKING RIDGE, NJ 07920-2003

Mortgage

Document Number	0000000904
Date	Jan 10, 2024
Instrument	2024000904

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	25 DECKER ST, BASKING RIDGE, NJ 07920-2003
Transaction Type	Mortgage
Record Updated	Mar 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010927
Date	Mar 16, 2022
Book Page	7431/1267
Instrument	2022010927

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOMERSET NJ
Recording Date	May 1, 2018
Property Address	25 DECKER ST, BASKING RIDGE, NJ 07920-2003
Document Number	0000015928
Book / Page	007040 / 000851
Instrument Date	Apr 6, 2018
Instrument	15928
Transaction Type	Transfer
Record Updated	May 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$609.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25 DECKER ST BASKING RIDGE NJ 079202003, BASKING RIDGE, NJ 07920-2003

Mortgage

Document Number	15929
Date	May 1, 2018
Book Page	007040/000857
Instrument	15929

Lender

Name	WFB NA
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 25 Decker St was $13,928, up 5.7% from the year before.

Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bernards Township
Unified School District	Bernards Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$870,200 (+5.47%) Land $394,200 Building $476,000	$870,200 (+5.47%) Land $394,200 Building $476,000
2025	$13,928.00 (+5.73%)	$825,100 Land $384,200 Building $440,900	$825,100 Land $384,200 Building $440,900
2024	$13,173.00
2023		$673,000 (+6.79%) Land $334,200 Building $338,800	$673,000 (+6.79%) Land $334,200 Building $338,800
2022	$12,673.00 (-0.13%)	$630,200 Land $324,200 Building $306,000	$630,200 Land $324,200 Building $306,000
2021	$12,689.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Decker St in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	12 (1996–2021)
Claims Outside the SFHA	6 of 12
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims Severe Storms And Flooding, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Decker St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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