34 Decker St, Basking Ridge, NJ 07920 Property Records

Somerset County and Bernards Township property record for 34 Decker St, Basking Ridge, NJ 07920

Property Summary

Property Type	Single Family Home
Details	3,690 sqft · built 1990
Lot Size	0.63 acres (27,443 sqft)
Owner	2 Individual Names on File
Last Sale	$629,900 (Nov 2001)
Tax Bill	$22,150 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-01301-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`02-01301-0000-00006`
Alternative APNs	`020009200000000601` `02000920000601`

Interior

Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,690 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Frame
Lot Area	27,443 sqft (0.63 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	020009200000000601
Street Address	34 DECKER ST
City	BASKING RIDGE
State	NJ
Zip	07920-2004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Block	1301
Legal Lot Number	6
Jurisdiction	SOMERSET NJ
Township / Civil Division	BERNARDS
Census Block Group	3
Census Block	3029
Census Tract	52400

Owner

Source: Somerset County and Bernards Township assessment roll, APN 02-01301-0000-00006, as of July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	34 DECKER ST, BASKING RIDGE, NJ 07920-2004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 29, 2001 · Amount on Record
Deed Sale	Nov 29, 2001 · Amount on Record
Deed Book / Page	5068 / 2367
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	34 DECKER ST, BASKING RIDGE, NJ 07920-2004
Document Number	0000029465
Instrument Date	May 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	34 DECKER ST BASKING RIDGE NJ 079202004, BASKING RIDGE, NJ 07920-2004

Mortgage

Document Number	0000029465
Date	Jul 10, 2020
Book Page	007226/002660
Instrument	29465

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 09, 2035

Tax Assessment & Valuation

Source: Somerset County and Bernards Township assessment roll as of July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bernards Township
Unified School District	Bernards Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,399,700 (+6.67%) Land $397,600 Building $1,002,100	$1,399,700 (+6.67%) Land $397,600 Building $1,002,100
2025	$22,150.00 (+10.18%)	$1,312,200 (+26.23%) Land $387,600 Building $924,600	$1,312,200 (+26.23%) Land $387,600 Building $924,600
2024	$20,104.00 (+3.92%)
2023		$1,039,500 Land $337,600 Building $701,900	$1,039,500 Land $337,600 Building $701,900
2022	$19,345.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Somerset County (34035C), as of September 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340350524003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	12 (1996–2021)
Claims Outside the SFHA	6 of 12
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims Severe Storms And Flooding, Oct 1996 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 266 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum Communications.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NJ0712001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.