15 Decker St, Basking Ridge, NJ 07920 Property Records

Somerset County and Bernards Township property record for 15 Decker St, Basking Ridge, NJ 07920

Property Summary

Property Type	Single Family Home
Details	2,654 sqft · built 1990
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on File
Last Sale	$955,000 (Oct 2022)
Tax Bill	$18,684 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-01302-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`02-01302-0000-00018`
Alternative APNs	`02000910000000040002` `020009100000000402`

Interior

Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,654 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Frame
Lot Area	23,087 sqft (0.53 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	020009100000000402
Street Address	15 DECKER ST
City	BASKING RIDGE
State	NJ
Zip	07920-2003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Subdivision	MARK PERRY
Legal Block	1302
Legal Lot Number	18
Jurisdiction	SOMERSET NJ
Township / Civil Division	BERNARDS
Census Block Group	3
Census Block	3029
Census Tract	52400

Owner

15 Decker St is owned and occupied by two individuals who bought it in October 2022.

Source: Somerset County and Bernards Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 DECKER ST, BASKING RIDGE, NJ 07920-2003
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Jun 17, 2019	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2022 · Amount on File
Deed Sale	Oct 27, 2022 · Amount on File
Prior Sale	Jun 17, 2019 · Amount on File
Deed Document Number	202244010
Deed Book / Page	7477 / 1190
Record Updated	Sep 20, 2026

October 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SOMERSET NJ
Recording Date	Oct 27, 2022
Property Address	15 DECKER ST, BASKING RIDGE, NJ 07920-2003
Document Number	0000044010
Book / Page	7477 / 1190
Instrument Date	Sep 6, 2022
Instrument	2022044010
Transaction Type	Transfer
Record Updated	Nov 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,053.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5012 HORSESHOE TRL, 5012, DALLAS, TX 75209-3324

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 DECKER ST, BASKING RIDGE, NJ 07920-2003
Investor	Possibly a Property Investor

Mortgage

Document Number	0000044011
Date	Oct 27, 2022
Instrument	2022044011

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jun 17, 2019
Property Address	15 DECKER ST, BASKING RIDGE, NJ 07920-2003
Document Number	0000021023
Book / Page	7124 / 3689
Map Reference	MAP 2689
Instrument Date	Jun 10, 2019
Instrument	2019021023
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	TOWN SQUARE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,584.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	65 MAYFIELD RD, 65, BEDMINSTER, NJ 07921-1414

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 DECKER STREET, BERNARDSVILLE, NJ

Mortgage

Document Number	0000021024
Date	Jun 17, 2019
Book Page	7124/3697
Instrument	2019021024

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.75%
Index	1-Year LIBOR
Max Rate	7.75%

Tax Assessment & Valuation

The 2025 property tax bill for 15 Decker St was $18,684, up 9.1% from the year before.

Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bernards Township
Unified School District	Bernards Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,176,900 (+6.32%) Land $393,500 Building $783,400	$1,176,900 (+6.32%) Land $393,500 Building $783,400
2025	$18,684.00 (+9.12%)	$1,106,900 Land $383,500 Building $723,400	$1,106,900 Land $383,500 Building $723,400
2024	$17,122.00
2023		$905,600 Land $333,500 Building $572,100	$905,600 Land $333,500 Building $572,100
2022	$16,735.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Decker St in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	12 (1996–2021)
Claims Outside the SFHA	6 of 12
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims Severe Storms And Flooding, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Decker St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

Nearby Properties on Decker St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures