Essex County and Swampscott Town property record for 25 Cutting Rd, Swampscott, MA 01907
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,036 sqft · built 1952 |
| Lot Size | 0.241 acres (10,515 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $12,553 (2026) |
| Deeds & Mortgages | Jun 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | SWAM M:0032 B:0074 L:0 |
| Primary APN | SWAM M:0032 B:0074 L:0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,036 sqft Living Area |
| Gross Area | 4,110 sqft |
| Basement Area | 2,036 sqft |
| Unfinished Basement | 2,036 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,515 sqft (0.241 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 25 CUTTING RD |
|---|---|
| City | SWAMPSCOTT |
| State | MA |
| Zip | 01907-1601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Block | 74 |
| Jurisdiction | SWAMPSCOTT MA |
| Township / Civil Division | SWAMPSCOTT |
| Census Block Group | 5 |
| Census Block | 5005 |
| Census Tract | 202200 |
25 Cutting Rd is owner-occupied and held in a trust since May 2022.
Source: Essex County and Swampscott Town records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 25 CUTTING RD, SWAMPSCOTT, MA 01907-1601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 24, 2022 |
| Transfer Doc | 040994-203 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SWAMPSCOTT MA |
| Recording Date | Jun 10, 2022 |
| Property Address | 25 CUTTING RD, SWAMPSCOTT, MA 01907-1601 |
| Document Number | 040994-203 |
| Book / Page | 40994 / 203 |
| Instrument Date | May 24, 2022 |
| Instrument | 20220610003420 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 25 CUTTING RD, SWAMPSCOTT, MA 01907-1601 |
The 2026 property tax bill for 25 Cutting Rd was $12,553, up 10.3% from the year before.
Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Swampscott Town |
| Unified School District | Swampscott School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,553.00 (+10.27%) | $1,046,100 (+5.4%) Land $509,000 Building $537,100 | $984,758 (-58.97%) |
| 2025 | $11,384.00 | $992,500 Land $488,700 Building $503,800 | $2,399,985 |
| 2023 | $10,487.00 | $893,300 Land $427,600 Building $465,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 25 Cutting Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 individual policies |
| Nearby Flood Policies | 35 units insured incl. 2 condo units |
| Nearby Flood Claims | 4 (1991–2024) |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 25 Cutting Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile.
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