Essex County and Swampscott Town property record for 15 Cutting Rd, Swampscott, MA 01907
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 7.5 ba · 5,458 sqft · built 2007 |
| Lot Size | 0.74 acres (32,221 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $4,350,000 (Aug 2024) |
| Tax Bill | $40,968 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | SWAM M:0032 B:010B L:0 |
| Primary APN | SWAM M:0032 B:010B L:0 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 7.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 3 Stories |
| Building Area | 5,458 sqft Living Area |
| Gross Area | 9,989 sqft |
| Basement Area | 2,431 sqft |
| Unfinished Basement | 2,431 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 32,221 sqft (0.74 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 15 CUTTING RD |
|---|---|
| City | SWAMPSCOTT |
| State | MA |
| Zip | 01907-1601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Block | 10B |
| Jurisdiction | SWAMPSCOTT MA |
| Township / Civil Division | SWAMPSCOTT |
| Census Block Group | 5 |
| Census Block | 5005 |
| Census Tract | 202200 |
15 Cutting Rd is owned and occupied by two individuals who bought it in August 2024.
Source: Essex County and Swampscott Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 CUTTING RD, SWAMPSCOTT, MA 01907-1601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2024 · Amount on File |
| Deed Sale | Aug 1, 2024 · Amount on File |
| Prior Sale | Sep 30, 2016 · Amount on File |
| Prior Transfer Date | Jul 20, 2024 |
| Prior Transfer Doc | 0000652789 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 15 Cutting Rd was $40,968, up 9.8% from the year before.
Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Swampscott Town |
| Unified School District | Swampscott School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $40,968.00 (+9.76%) | $3,414,000 (+4.91%) Land $852,800 Building $2,561,200 | $3,565,439 (-17.69%) |
| 2025 | $37,326.00 | $3,254,200 Land $818,800 Building $2,435,400 | $4,331,715 |
| 2023 | $34,511.00 | $2,939,600 Land $716,700 Building $2,222,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Cutting Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 individual policies |
| Nearby Flood Policies | 35 units insured incl. 2 condo units |
| Nearby Flood Claims | 4 (1991–2024) |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 15 Cutting Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile.
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