16 Cutting Rd, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 16 Cutting Rd, Swampscott, MA 01907

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 5,486 sqft · built 2019
Lot Size	0.559 acres (24,354 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,200,000 (Apr 2022)
Tax Bill	$27,079 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Sep 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SWAM M:0032 B:0022 L:0`

Property Details

APN / Parcel Number

Primary APN	`SWAM M:0032 B:0022 L:0`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	5,486 sqft Living Area
Gross Area	9,866 sqft
Basement Area	1,804 sqft
Unfinished Basement	1,804 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,354 sqft (0.559 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	16 CUTTING RD
City	SWAMPSCOTT
State	MA
Zip	01907-1602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Block	22
Jurisdiction	SWAMPSCOTT MA
Township / Civil Division	SWAMPSCOTT
Census Block Group	5
Census Block	5021
Census Tract	202200

Owner

Source: Essex County and Swampscott Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 CUTTING RD, SWAMPSCOTT, MA 01907-1602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Deed of Trust, Mortgage · ARM QUICKEN LOANS INC
Sep 12, 2023	Quit Claim Deed, Transfer Quitclaim
Apr 6, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NATIONAL GRAND BANK OF MARBLEHEAD
Dec 6, 2021	Quit Claim Deed, Transfer Quitclaim
Jun 12, 2019	Quit Claim Deed, Transfer QUAD CTY BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2022 · Amount on Record
Deed Sale	Apr 6, 2022 · Amount on Record
Prior Sale	Jun 12, 2019 · Amount on Record
Last Transfer Date	Sep 11, 2023
Transfer Doc	0000646638
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	16 CUTTING RD, SWAMPSCOTT, MA 01907-1602
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000620923
Date	Jan 20, 2021
Instrument	620923

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	ARM
Amount	Amount Recorded
Term	349 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.63%
Type Change Date	Aug 1, 2025
Index	LIBOR

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Sep 12, 2023
Property Address	16 CUTTING RD, SWAMPSCOTT, MA 01907-1602
Document Number	0000646638
Instrument Date	Sep 11, 2023
Instrument	646638
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 CUTTING RD, SWAMPSCOTT, MA 01907-1602

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Apr 6, 2022
Property Address	16 CUTTING RD, SWAMPSCOTT, MA 01907-1602
Document Number	0000635249
Instrument Date	Apr 6, 2022
Instrument	635249
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16 CUTTING RD, SWAMPSCOTT, MA 01907-1602

Mortgage

Document Number	0000635250
Date	Apr 6, 2022
Instrument	635250

Lender

Name	NATIONAL GRAND BANK OF MARBLEHEAD
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Dec 6, 2021
Property Address	16 CUTTING RD, SWAMPSCOTT, MA 01907-1602
Document Number	0000631808
Instrument Date	Nov 27, 2021
Instrument	631808
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 PAINTBRUSH LN, ORINDA, CA 94563-3730

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Jun 12, 2019
Property Address	16 CUTTING RD, SWAMPSCOTT, MA 01907-1602
Document Number	0000602687
Instrument Date	Jun 3, 2019
Instrument	602687
Transaction Type	Transfer
Record Updated	Jul 3, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,560.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 PAINTBRUSH LN ORINDA CA 945633730, ORINDA, CA 94563-3730

Mortgage

Document Number	602688
Date	Jun 12, 2019
Instrument	602688

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 11, 2034

Tax Assessment & Valuation

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Swampscott Town
Unified School District	Swampscott School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$27,079.00 (+6.11%)	$2,256,600 (+1.42%) Land $751,200 Building $1,505,400	$2,410,702 (-17.93%)
2025	$25,520.00 (+8.26%)	$2,224,900 (+10.81%) Land $721,200 Building $1,503,700	$2,937,400
2023	$23,573.00	$2,007,900 Land $631,000 Building $1,376,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 individual policies
Nearby Flood Policies	35 units insured incl. 2 condo units
Nearby Flood Claims	4 (1991–2024)
Most Recent Claim	Jan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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