25 Concession Oak Dr, Bluffton (Okatie), SC 29909 Property Records

Beaufort County property record for 25 Concession Oak Dr, Bluffton, SC 29909

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,428 sqft · built 2006
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (May 2026)
Tax Bill	$1,656 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jan 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R60002800029590000`

Property Details

APN / Parcel Number

Primary APN	`R60002800029590000`
Alternative APN	`12898173`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,428 sqft Living Area
1st Floor Area	2,428 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Attached
Garage Area	544 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	25 CONCESSION OAK DR
City	BLUFFTON
State	SC
Zip	29909-7103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4116
Legal Description	LOT 12 HERITAGE OAK PLACE BLK 85 PB111 P146-148 PB112 P189-191
Legal Subdivision	DEL WEBB SUN CITY
Legal Block	85
Legal Lot Number	12
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	3
Census Block	3010
Census Tract	2110

Owner

25 Concession Oak Dr is owned and occupied by two individuals who bought it in May 2026.

Source: Beaufort County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	25 CONCESSION OAK DR, BLUFFTON, SC 29909-7103
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINT MORTGAGE
Jan 14, 2026	Deed of Trust, Mortgage · Line of Credit TD BANK NA A CHARTERED BANK
Aug 24, 2017	Deed of Trust, Mortgage · Line of Credit TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2026 · Amount on File
Deed Sale	May 6, 2026 · Amount on File
Prior Sale	Nov 6, 2006 · Amount on File
Deed Document Number	202619913
Deed Book / Page	4535 / 364
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	May 6, 2026
Property Address	25 CONCESSION OAK DR, BLUFFTON, SC 29909-7103
Document Number	0000019913
Book / Page	4535 / 364
Instrument Date	Apr 22, 2026
Instrument	2026.19913
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205,535.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	25 CONCESSION OAK DR, BLUFFTON, SC 29909-7103

Mortgage

Document Number	0000019914,
Date	May 6, 2026
Instrument	2026..19914

Lender

Name	NORTHPOINT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	25 CONCESSION OAK DR, BLUFFTON, SC 29909-7103
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001965
Date	Jan 14, 2026
Book Page	4499/2862
Instrument	2026001965

Lender

Name	TD BANK NA A CHARTERED BANK
Address	2035 LIMESTONE RD, WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 2, 2056

Interest

Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	25 CONCESSION OAK DR, BLUFFTON, SC 29909-7103
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046247
Date	Aug 24, 2017
Book Page	3601/2356
Instrument	2017046247

Lender

Name	TD BANK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 24, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 25 Concession Oak Dr was $1,656, down 0.1% from the year before.

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,656.00 (-0.06%)	$14,790 (-33.46%)
2024	$1,657.00	$22,228 (-) Land $4,052 Building $18,176	$555,700 (-) Land $101,300 Building $454,400
2023	$1,657.00 (+11.06%)	$22,228 (+58.27%) Land $4,052 Building $18,176	$555,700 (+58.27%) Land $101,300 Building $454,400
2022	$1,492.00	$14,044 Land $3,120 Building $10,924	$351,100 Land $78,000 Building $273,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 25 Concession Oak Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 488 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	488 in force
Nearby Flood Claims	3 (2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Concession Oak Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: T-Mobile.

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