20 Concession Oak Dr, Bluffton (Okatie), SC 29909 Property Records

Beaufort County property record for 20 Concession Oak Dr, Bluffton, SC 29909

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,434 sqft · built 2006
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$565,000 (Jun 2026)
Tax Bill	$1,671 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Mar 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`R60002800030270000`

Property Details

APN / Parcel Number

Primary APN	`R60002800030270000`
Alternative APN	`12898887`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,434 sqft Living Area
1st Floor Area	2,428 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	464 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	20 CONCESSION OAK DR
City	BLUFFTON
State	SC
Zip	29909-7102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4116
Legal Description	LOT 73 HERITAGE OAK PLACE BLK 85 PB111 P146-148 PB112 P189-191
Legal Subdivision	DEL WEBB SUN CITY
Legal Block	85
Legal Lot Number	73
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	3
Census Block	3017
Census Tract	2110

Owner

Source: Beaufort County assessment roll, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 WHLESSI LANE OAK DR, BLUFFTON, SC 29910
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Warranty Deed, Transfer · Conventional Mortgage PENTAGON FEDERAL CREDIT UNION
Mar 9, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 8, 2026 · Amount on Record
Deed Sale	Jun 8, 2026 · Amount on Record
Prior Sale	Jun 23, 2014 · Amount on Record
Deed Document Number	202625359
Deed Book / Page	4546 / 1869
Prior Transfer Date	Mar 2, 2017
Prior Transfer Doc	0000011997
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jun 8, 2026
Property Address	20 CONCESSION OAK DR, BLUFFTON, SC 29909-7102
Document Number	0000025359
Book / Page	4546 / 1869
Instrument Date	May 20, 2026
Instrument	202625359
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$211,140.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Mortgage

Document Number	0000025360,
Date	Jun 8, 2026
Book Page	4546/1872
Instrument	202625360

Lender

Name	PENTAGON FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEAUFORT SC
Recording Date	Mar 9, 2017
Property Address	20 CONCESSION OAK DR, BLUFFTON, SC 29909-7102
Document Number	0000011997
Book / Page	00355 / 003059
Instrument Date	Mar 2, 2017
Instrument	11997
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	20 CONCESSION OAK DR BLUFFTON SC 299097102, BLUFFTON, SC 29909-7102

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,671.00 (-0.06%)	$14,910 (-28.28%)
2024	$1,672.00	$20,788 (-) Land $2,700 Building $18,088	$519,700 (-) Land $67,500 Building $452,200
2023	$1,672.00 (-49.16%)	$20,788 (+60.35%) Land $2,700 Building $18,088	$519,700 (+60.35%) Land $67,500 Building $452,200
2022	$3,289.00	$12,964 Land $2,080 Building $10,884	$324,100 Land $52,000 Building $272,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 488 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	488 in force
Nearby Flood Claims	3 (2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: T-Mobile USA.

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