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25 Columbia St, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 25 Columbia St, Ayer, MA 01432

Property Summary

Property TypeDuplex
Details6 bd · 2 ba · 2,649 sqft · built 1890
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on File
Last Sale$300,000 (Feb 2024)
Tax Bill$4,277 (2023)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Jan 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNAYER M:026 B:0000 L:0264

Property Details

APN / Parcel Number

Primary APNAYER M:026 B:0000 L:0264

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms12 Rooms
Units2 Units
Stories2 Stories
Building Area2,649 sqft Living Area
Basement Area1,071 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1988
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,663 sqft (0.13 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Street Address25 COLUMBIA ST
CityAYER
StateMA
Zip01432-1356
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeGR
Legal DescriptionLOT:264 DIST:19 CITY/MUNI/TWP:AYER
Legal Lot Number264
JurisdictionAYER MA
Township / Civil DivisionAYER
Census Block Group3
Census Block3001
Census Tract325102

Owner

Source: Middlesex County and Ayer Town records · APN AYER M:026 B:0000 L:0264

Assessment roll updated January 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address25 COLUMBIA ST # 1, 1, AYER, MA 01432-1356
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 15, 2024Condominium Deed, Transfer · Stand-Alone First Mortgage
CROSSCOUNTRY MORTGAGE INC
Jan 05, 2021Quit Claim Deed, Transfer · Commercial Mortgage
LOWELL FIVE CENTS SAVINGS BANK
Nov 18, 2019Quit Claim Deed, Transfer · Stand-Alone First Mortgage
MAIN STREET BANK (MA)
Sep 20, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 15, 2024 · Amount on Record
Deed SaleFeb 15, 2024 · Amount on Record
Prior SaleJan 05, 2021
Deed Document Number15632
Deed Book / Page82487 / 362
Record UpdatedJun 07, 2026

February 2024: Condominium Deed, Transfer

Document TypeCondominium Deed
JurisdictionAYER MA
Recording DateFeb 15, 2024
Property Address25 COLUMBIA ST, AYER, MA 01432-1356
Document Number082487-362
Book / Page82487 / 362
Instrument DateFeb 15, 2024
Instrument15632
Transaction TypeTransfer
Record UpdatedMar 01, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address25 COLUMBIA ST # 1, 1, AYER, MA 01432-1356

Mortgage

Document Number0000015633
DateFeb 15, 2024
Instrument15633
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionAYER MA
Recording DateJan 05, 2021
Property Address25 COLUMBIA ST, AYER, MA 01432-1356
Document Number076624-202
Book / Page76624 / 202
Instrument DateJan 05, 2021
Instrument2283
Transaction TypeTransfer
Record UpdatedMar 01, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address210 HARTWELL AVE, LITTLETON, MA 01460-6215

Mortgage

Document Number076624-206
DateJan 05, 2021
Book Page76624/206
Instrument2284
Lender
NameLOWELL FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionAYER MA
Recording DateNov 18, 2019
Property Address25 COLUMBIA ST, AYER, MA 01432-1356
Document Number73666-256
Book / Page73666 / 256
Instrument DateNov 15, 2019
Instrument180292
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address210 HARTWELL AVE, LITTLETON, MA 01460-6215

Mortgage

Document Number180293
DateNov 18, 2019
Instrument180293
Lender
NameMAIN STREET BANK (MA)
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionAYER MA
Recording DateSep 20, 2019
Property Address25 COLUMBIA ST, AYER, MA 01432-1356
Document Number73310-393
Book / Page073310 / 000393
Instrument DateSep 12, 2019
Instrument143073
Transaction TypeTransfer
Record UpdatedOct 08, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$205.20
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address25 COLUMBIA ST AYER MA 014321356, AYER, MA 01432-1356

Tax Assessment & Valuation

Source: Middlesex County and Ayer Town records · Assessment roll updated January 1, 2023 · Last verified May 2024

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionAyer Town
Unified School DistrictAyer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2023$4,277.00$344,400 Land $121,900 Building $222,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

Based on FCC filings for 299 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemAYER DPW WATER DIVISION
serves 8,479 people
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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