Middlesex County and Ayer Town property record for 11 Columbia St, Ayer, MA 01432
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 7 bd · 5 ba · 4,237 sqft · built 1900 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Company Name on File |
| Last Sale | $977,500 (Dec 2025) |
| Tax Bill | $7,851 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Jul 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | AYER M:026 B:0000 L:0275 |
| Primary APN | AYER M:026 B:0000 L:0275 |
|---|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 15 Rooms |
| Units | 5 Units |
| Stories | 2 Stories |
| Building Area | 4,237 sqft Living Area |
| Basement Area | 2,196 sqft |
| Unfinished Basement | 2,196 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,663 sqft (0.13 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 11 COLUMBIA ST |
|---|---|
| City | AYER |
| State | MA |
| Zip | 01432-1380 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | DB |
| Legal Lot Number | 275 |
| Jurisdiction | AYER MA |
| Township / Civil Division | AYER |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 325102 |
11 Columbia St, a residential property, is owned by a company that bought it in December 2025.
Source: Middlesex County and Ayer Town records, as of April 14, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 304 WASHINGTON ST, ARLINGTON, MA 02474-1514 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 24, 2025 | Quit Claim Deed, Transfer EASTERN BANK |
| Jul 28, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage WORKERS CU |
| May 13, 2019 | Deed of Trust, Mortgage · Unknown MAIN STREET BANK (MA) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 24, 2025 · Amount on File |
| Deed Sale | Dec 24, 2025 · Amount on File |
| Prior Sale | Jul 28, 2022 · Amount on File |
| Deed Book / Page | 85056 / 368 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Dec 24, 2025 |
| Property Address | 11 COLUMBIA ST, AYER, MA 01432-1380 |
| Document Number | 085056-368 |
| Book / Page | 85056 / 368 |
| Instrument Date | Dec 24, 2025 |
| Instrument | 158889 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 304 WASHINGTON ST, ARLINGTON, MA 02474-1514 |
| Document Number | 0000158890 |
|---|---|
| Date | Dec 24, 2025 |
| Instrument | 158890 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Jul 28, 2022 |
| Property Address | 11 COLUMBIA ST, AYER, MA 01432-1380 |
| Document Number | 080500-167 |
| Book / Page | 80500 / 167 |
| Instrument Date | Jul 28, 2022 |
| Instrument | 115444 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 ROBERTS ST, SOMERVILLE, MA 02145-2517 |
| Document Number | 0000115445 |
|---|---|
| Date | Jul 28, 2022 |
| Instrument | 115445 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AYER MA |
| Property Address | 11 COLUMBIA ST, AYER, MA 01432-1380 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 072588-454 |
|---|---|
| Date | May 13, 2019 |
| Book Page | 72588/454 |
| Instrument | 61162 |
| Name | MAIN STREET BANK (MA) |
|---|
| Type | Unknown |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 11 Columbia St was $7,851.
Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Ayer Town |
| Unified School District | Ayer-Shirley School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,851.00 | $656,400 Land $130,200 Building $526,200 |
| 2023 | $6,302.00 | $507,400 Land $121,900 Building $385,500 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 11 Columbia St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11 Columbia St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AYER DPW WATER DIVISION serves 8,479 people · EPA ID MA2019000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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