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19 Columbia St, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 19 Columbia St, Ayer, MA 01432

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 3,710 sqft · built 1880
Lot Size0.4 acres (17,424 sqft)
Owner2 Company Names on File
Last Sale$735,000 (Jul 2024)
Tax Bill$7,841 (2025)
Deeds & MortgagesJun 2021 Refinance
Dec 2025 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNAYER M:026 B:0000 L:0270

Property Details

APN / Parcel Number

Primary APNAYER M:026 B:0000 L:0270

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Units2 Units
Stories3 Stories
Building Area3,710 sqft Living Area
Basement Area1,625 sqft
Unfinished Basement1,625 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1988
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area17,424 sqft (0.4 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address19 COLUMBIA ST
CityAYER
StateMA
Zip01432-1358
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeGR
Legal Lot Number270
JurisdictionAYER MA
Township / Civil DivisionAYER
Census Block Group3
Census Block3012
Census Tract325102

Owner

Source: Middlesex County and Ayer Town records · APN AYER M:026 B:0000 L:0270

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address19 COLUMBIA ST, AYER, MA 01432-1358
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
AMERISAVE MORTGAGE CORP
Dec 24, 2025Deed of Trust, Mortgage · Conventional Mortgage
LEADER BANK NA
Nov 10, 2025Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 01, 2024 · Amount on Record
Deed SaleJul 01, 2024 · Amount on Record
Prior SaleMar 31, 2016 · Amount on Record
Deed Book / Page82961 / 164
Last Transfer DateNov 05, 2025
Transfer Doc084854-344
Record UpdatedJun 08, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAYER MA
Property Address19 COLUMBIA ST, AYER, MA 01432-1358
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number078044-386
DateJun 18, 2021
Book Page78044/386
Instrument137986
Lender
NameAMERISAVE MORTGAGE CORP
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueJul 01, 2036

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAYER MA
Property Address19 COLUMBIA ST, AYER, MA 01432-1358
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number085057-463
DateDec 24, 2025
Book Page85057/463
Instrument158988
Lender
NameLEADER BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term349 Months
DueJan 01, 2055

November 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionAYER MA
Recording DateNov 10, 2025
Property Address19 COLUMBIA ST, AYER, MA 01432-1358
Document Number084854-344
Book / Page84854 / 344
Instrument DateNov 05, 2025
Instrument137093
Transaction TypeTransfer
Record UpdatedDec 03, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address19 COLUMBIA ST, AYER, MA 01432-1358

Tax Assessment & Valuation

Source: Middlesex County and Ayer Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionAyer Town
Unified School DistrictAyer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$7,841.00 (+24.09%)$655,600 (+28.85%) Land $149,300 Building $506,300
2023$6,319.00$508,800 Land $140,100 Building $368,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 166 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemAYER DPW WATER DIVISION
serves 8,479 people
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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