Westerly Town property record for 25 Chapman Rd, Westerly, RI 02891 · Last verified June 2026
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 1 ba · 2,600 sqft · built 2023 |
| Lot Size | 0.39 acres (16,976 sqft) |
| Owner | Individual Name on File |
| Last Sale | $750,000 (Jan 2016) |
| Tax Bill | $19,129 (2025) |
| Deeds & Mortgages | Mar 2021 Refinance Nov 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:157 B:85 |
| Primary APN | WEST M:157 B:85 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 3 Stories |
| Building Area | 2,600 sqft Living Area |
| Gross Area | 5,235 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,976 sqft (0.39 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 15008515 |
|---|---|
| Street Address | 25 CHAPMAN RD |
| City | WESTERLY |
| State | RI |
| Zip | 02891-4523 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Block | 85 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 51000 |
Source: Westerly Town records · APN WEST M:157 B:85
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7 SIDNEY WAY, SIMSBURY, CT 06070-2745 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 15, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA |
| Nov 23, 2022 | Deed of Trust, Mortgage · ARM THE WASHINGTON TRUST CO OF WESTERLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 06, 2016 · Amount on Record |
| Deed Sale | Jan 06, 2016 · Amount on Record |
| Deed Document Number | 201675 |
| Deed Book / Page | 2016 / 313 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 25 CHAPMAN RD, WESTERLY, RI 02891-4523 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02021-6696 |
|---|---|
| Date | Mar 15, 2021 |
| Book Page | 2021/6696 |
| Instrument | 2021-1446 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 25 CHAPMAN RD, WESTERLY, RI 02891-4523 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2022-19988 |
|---|---|
| Date | Nov 23, 2022 |
| Book Page | 2022/19988 |
| Instrument | 2022-4863 |
| Name | THE WASHINGTON TRUST CO OF WESTERLY |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Dec 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.38% |
| Type Change Date | Dec 01, 2028 |
| Index | 1-Year CMT |
| Margin | 3 |
Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $19,129.00 (+85.65%) | $2,690,400 (+151.18%) Land $1,915,200 Building $775,200 |
| 2023 | $10,304.00 (-8.47%) | $1,071,100 (-9.04%) Land $1,070,700 Building $400 |
| 2022 | $11,258.00 | $1,177,600 Land $1,070,700 Building $106,900 |
Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090510002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 140 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 143 units insured 3 under condo master policies |
| Nearby Flood Claims | 28 (1985–2021) |
| Claims Outside the SFHA | 8 of 28 |
| Most Recent Claim | Sep 2021, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 158 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Cable | 2,000 / 35 |
| Verizon | Fiber | 980 / 880 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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