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43 Chapman Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 43 Chapman Rd, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,809 sqft · built 1960
Lot Size0.385 acres (16,766 sqft)
OwnerIndividual Name on File
Tax Bill$16,315 (2025)
Deeds & MortgagesMar 2021 Refinance
Feb 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNWEST M:144 B:6

Property Details

APN / Parcel Number

Primary APNWEST M:144 B:6
Alternative APNs
  • M:144 B:6 L
  • 18075200

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,809 sqft Living Area
Gross Area3,001 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,766 sqft (0.385 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number18075200
Street Address43 CHAPMAN RD
CityWESTERLY
StateRI
Zip02891-4523
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block6
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group2
Census Block2030
Census Tract51000

Owner

Source: Westerly Town records · APN WEST M:144 B:6

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address43 CHAPMAN RD, WESTERLY, RI 02891-4523
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 01, 2019Warranty Deed, Transfer
WASHINGTON TR CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 01, 2019
Deed SaleFeb 01, 2019
Deed Document Number2019415
Deed Book / Page2019 / 1687
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address43 CHAPMAN RD, WESTERLY, RI 02891-4523
Transaction TypeMortgage
Record UpdatedSep 09, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02021-6570
DateMar 15, 2021
Book Page2021/6570
Instrument2021-1423
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateFeb 01, 2019
Property Address43 CHAPMAN RD, WESTERLY, RI 02891-4523
Document Number2019-1687
Book / Page002019 / 001687
Instrument DateFeb 01, 2019
Instrument415
Transaction TypeTransfer
Record UpdatedJul 23, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address43 CHAPMAN RD WESTERLY RI 028914523, WESTERLY, RI 02891-4523

Mortgage

Document Number2019-1691
DateFeb 01, 2019
Book Page002019/001691
Instrument416
Lender
NameWASHINGTON TR CO
Agreement
AmountAmount Recorded
Term360 Months
DueJan 31, 2049
Interest
Rate TypeAdjustable Rate

Mortgage

Document Number2182,
DateFeb 01, 2019
Instrument2182
Lender
NameWASHINGTON TR CO
Agreement
AmountAmount Recorded
Term360 Months
DueJan 31, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$16,315.00 (+20.3%)$2,294,700 (+62.77%) Land $1,829,700 Building $465,000
2023$13,562.00 (+0.62%)$1,409,800 (-) Land $1,010,100 Building $399,700
2022$13,478.00$1,409,800 Land $1,010,100 Building $399,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090510002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 140 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies143 units insured
3 under condo master policies
Nearby Flood Claims28 (1985–2021)
Claims Outside the SFHA8 of 28
Most Recent ClaimSep 2021, rainfall accumulation
Claims By Storm
  • Hurricane Sandy, Oct 2012 · 14 claims
  • Severe Storms And Flooding, Apr 2010 · 8 claims

Wildfire

Wildfire RiskLow
above 5% of the US · above 17% of Rhode Island
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 158 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 35
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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