21 Chapman Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 21 Chapman Rd, Westerly, RI 02891

Property Summary

Property Type	Seasonal / Vacation Home
Details	5 bd · 3.5 ba · 3,460 sqft · built 1962
Lot Size	0.298 acres (13,000 sqft)
Owner	Individual Name on Record
Last Sale	$1,150,000 (May 2004)
Tax Bill	$18,212 (2025)
Deeds & Mortgages	Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WEST M:157 B:23`

Property Details

APN / Parcel Number

Primary APN	`WEST M:157 B:23`
Alternative APNs	`M:157 B:23 L` `16207030`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,460 sqft Living Area
Gross Area	5,148 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,000 sqft (0.298 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	16207030
Street Address	21 CHAPMAN RD
City	WESTERLY
State	RI
Zip	02891-4519
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Block	23
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	2
Census Block	2031
Census Tract	51000

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21 VINE HILL RD, FARMINGTON, CT 06032-1809
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2004 · Amount on Record
Deed Sale	May 28, 2004 · Amount on Record
Deed Book / Page	1292 / 170
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	21 CHAPMAN RD, WESTERLY, RI 02891-4519
Document Number	2018-9372
Instrument Date	Nov 14, 2018
Transaction Type	Mortgage
Record Updated	Dec 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 CHAPMAN RD WESTERLY RI 028914519, WESTERLY, RI 02891-4519

Mortgage

Document Number	2018-9372
Date	Nov 14, 2018
Book Page	002018/019372
Instrument	4834

Lender

Name	EASTERN BK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2048

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,212.00 (+7.29%)	$2,561,400 (+45.17%) Land $1,849,700 Building $711,700	$2,801,927
2023	$16,974.00 (+0.63%)	$1,764,400 (-) Land $1,201,200 Building $563,200
2022	$16,868.00	$1,764,400 Land $1,201,200 Building $563,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 140 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	143 units insured incl. 3 condo units
Nearby Flood Claims	28 (1985–2021)
Claims Outside the SFHA	8 of 28
Most Recent Claim	Sep 2021 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 14 claims Severe Storms And Flooding, Apr 2010 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20