25 Cedar Rdg Dr, Toccoa, GA 30577 Property Records

Stephens County property record for 25 Cedar Rdg Dr, Toccoa, GA 30577 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,734 sqft · built 1993
Lot Size	0.62 acres (27,007 sqft)
Owner	Individual Name on File
Last Sale	$203,750 (May 2021)
Tax Bill	$3,035 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`051A 029`

Property Details

APN / Parcel Number

Primary APN	`051A 029`
Alternative APN	`342980`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,734 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2010
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,007 sqft (0.62 acres)
Garage Area	264 sqft

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Deck Area	192 sqft
Patio Area	192 sqft
Utility Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	342980
Street Address	25 CEDAR RIDGE DR
City	TOCCOA
State	GA
Zip	30577-8647
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 CEDAR RIDGE S/D
Legal Subdivision	CEDAR RIDGE
Legal Lot Number	25
Jurisdiction	STEPHENS GA
Township / Civil Division	ROCK CREEK
Census Block Group	1
Census Block	1011
Census Tract	970202

Owner

Source: Stephens County records · APN 051A 029

Assessment roll updated March 12, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	25 CEDAR RIDGE DR, TOCCOA, GA 30577-8647
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL
May 20, 2021	Grant Deed, Transfer HOMESTAR FIN'L
Oct 10, 2018	Grant Deed, Transfer · FHA Mortgage BBMC MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 19, 2021 · Amount on Record
Deed Sale	May 19, 2021 · Amount on Record
Prior Sale	Oct 09, 2018 · Amount on Record
Deed Document Number	2021745
Deed Book / Page	1252 / 155
Record Updated	Sep 20, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	May 19, 2021
Property Address	25 CEDAR RIDGE DR, TOCCOA, GA 30577-8647
Document Number	0012520155
Book / Page	1252 / 155
Instrument Date	May 19, 2021
Instrument	2021-000745
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 CEDAR RIDGE DR, TOCCOA, GA 30577-8647

Mortgage

Document Number	0000000257
Date	May 19, 2021
Instrument	000257

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jan 01, 2051

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	May 20, 2021
Property Address	25 CEDAR DR, TOCCOA, GA 30577-1709
Document Number	0012520155
Book / Page	001252 / 000155
Instrument Date	May 19, 2021
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$204.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	25 CEDAR RIDGE DR TOCCOA GA 305778647, TOCCOA, GA 30577-8647

Mortgage

Document Number	12520157
Date	May 20, 2021
Book Page	001252/000157

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 19, 2051

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Oct 10, 2018
Property Address	25 CEDAR DR, TOCCOA, GA 30577-1709
Document Number	0011620078
Book / Page	001162 / 000078
Instrument Date	Oct 09, 2018
Transaction Type	Transfer
Record Updated	Oct 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$124.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 CEDAR RIDGE DR TOCCOA GA 305778647, TOCCOA, GA 30577-8647

Mortgage

Document Number	11620083
Date	Oct 10, 2018
Book Page	001162/000083

Lender

Name	BBMC MTG
Type	Mortgage Company
Address	LOMBARD, IL 60148

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 09, 2048

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated March 12, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,035.00 (+51.83%)	$110,566 (+64.62%) Land $2,988 Building $107,578	$276,414 (+64.62%) Land $7,470 Building $268,944
2023	$1,999.00	$67,164 Land $2,988 Building $64,176	$167,910 Land $7,470 Building $160,440

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stephens County (13257C), updated September 26, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 52% of Georgia
Wildfire Likelihood	About 1 in 1,031 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 61 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
TruVista Communications	Cable	500 / 50
Verizon	Fixed Wireless	300 / 20
Uniti Group	DSL	200 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: TruVista Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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