25 by St, Lowell, MA 01850 Property Records

Middlesex County and Lowell City property record for 25 by St, Lowell, MA 01850

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,379 sqft · built 2003
Lot Size	0.161 acres (7,048 sqft)
Owner	Individual Name on File
Last Sale	$278,000 (Nov 2018)
Tax Bill	$4,726 (2026)
Deeds & Mortgages	Sep 2019 Refinance Nov 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`V02990`

Property Details

APN / Parcel Number

Primary APN	`V02990`
Alternative APNs	`LOWE M:172 B:935 L:25 U:25` `M:000172 T:V02990`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,379 sqft Living Area
Gross Area	2,769 sqft
1st Floor Area	680 sqft
Attic	Attic
Attic Area	699 sqft
Basement Area	321 sqft
Unfinished Basement	321 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,048 sqft
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	V02990
Street Address	25 BY ST
City	LOWELL
State	MA
Zip	01850-1218
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	TSF
Legal Block	935
Legal Lot Number	25
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1008
Census Tract	310300

Owner

25 by St, a condominium, is owned and occupied by an individual who bought it in November 2018.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	25 BY ST, LOWELL, MA 01850-1218
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK
Nov 21, 2018	Quit Claim Deed, Transfer ENVISION BANK
Apr 23, 2018	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2018 · Amount on File
Deed Sale	Nov 21, 2018 · Amount on File
Prior Sale	Jul 17, 2018 · Amount on File
Deed Book / Page	32586 / 23
Transfer Doc	0032586-23
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	25 BY ST, LOWELL, MA 01850-1218
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033370-71
Date	Sep 23, 2019
Book Page	33370/71
Instrument	40603

Lender

Name	ENVISION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Nov 21, 2018
Property Address	25 BY ST, LOWELL, MA 01850-1218
Document Number	32586-23
Book / Page	32586 / 23
Instrument	51091
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32.95
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	325860027
Date	Nov 21, 2018
Instrument	32586/0027

Lender

Name	ENVISION BANK

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 21, 2048

April 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	LOWELL MA
Recording Date	Apr 23, 2018
Property Address	25 BY ST, LOWELL, MA 01850-1218
Document Number	32017-110
Book / Page	032017 / 000110
Instrument Date	Apr 20, 2018
Instrument	15744
Transaction Type	Foreclosure
Record Updated	May 18, 2018

Transaction

Amount	Amount on Record
Tax	$1,007.76
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	1661 WORTHINGTON RD #100 WEST PALM BEACH FL 334096493, 100, WEST PALM BEACH, FL 33409-6493

Tax Assessment & Valuation

The 2026 property tax bill for 25 by St was $4,726, up 5.2% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,726.00 (+5.16%)	$416,400 (+6.36%) Building $416,400	$432,330 (+19.19%)
2025	$4,494.00 (+6.14%)	$391,500 (+10.13%) Building $391,500	$362,710 (+2.19%)
2024	$4,234.00 (+3.6%)	$355,500 (+8.02%) Building $355,500	$354,920
2023	$4,087.00	$329,100 Building $329,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 by St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 25 by St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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